<Payment Infrastructurefor Fluid Commerce>

Introducing IXO One: Tokenization, payment orchestration and intelligence in one payment platform that lets you build, buy, and adapt without starting over.

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[In a world of fluid commerce, choice is everything.]

Choose

[Freedom]

Keep the freedom to change providers and your payment setup as your needs evolve. IXO One is the payment infrastructure that adapts to the business, not the other way around.

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$200B

Transactions orchestrated

500+

Pre-built payment adapters

2B+

Payment events analyzed by AI

Flexibility by design. Intelligence at the core.

Build + buy without starting over

Combine IXOPAY capabilities with your existing connections, workflows, and customer experiences.

Payments that keep getting smarter

Turn payments into a closed-loop system that continuously learns and improves.

Intelligence built in

An AI payments expert ready to answer your questions, proactively alert you to changes, and provide recommendations.

Commercial package flexibility

Pay for the capabilities and usage you need as your business grows.

Streamline Operations and Gain Visibility

Eliminate manual processes and reduce revenue leakage by automating reconciliation and reporting—no more digging through PSP statements. Create shareable insights that align finance, product, and operations teams around a single source of truth.

[Built to evolve with you]

Start anywhere.Expand when you’re ready.

IXOPAY payment orchestration interface
[Optimize Your Stack]

Payment Orchestration

One API. Infinite possibilities. Orchestrate your global payment stack with intelligent routing, automated reconciliation, and pre-built adapters for over 250+ acquirers and 300+ payment methods.

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IXOPAY Payments Intelligence interface with IXO AI
[Make Data-Driven Decisions]

AI-Powered Payments Intelligence with an AI Payments Expert

Our AI engine transforms fragmented data into actionable growth. Detect anomalies, optimize authorization rates, identify fee-saving opportunities, and leverage predictive analytics to turn payments into a revenue driver.

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[Own Your Data]

Universal Tokens

Break free from PSP lock-in. Our merchant-owned tokenization layer gives you total control over your payment data, ensuring portability, compliance, and a unified customer view across all channels.

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[Interested?]

Choose your route

[For merchants]

Your payments. Your choice.

IXO One brings orchestration, payments intelligence, and tokenization together in one modular, AI-native platform, giving businesses the freedom to buy what they need and build what they want. See it in action.

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[For partners]

Partner with us

Become part of our adapter catalog of 500+ connections, enabling merchants to onboard quickly with minimal development effort. Or, register as a referral partner and unlock new revenue opportunities by introducing clients to IXOPAY.

Partner With Us