Authorization Challenges
As a merchant, you know that every declined transaction is a missed opportunity—frustrating both you and your customers. Navigating the complexities of payment authorization can feel overwhelming, with ever-changing issuer rules, do-not-honor codes, and fraud controls standing in the way. High decline rates lead to lost revenue, increased churn, and unnecessary operational costs. We understand these challenges and are here to help you optimize approval rates, reduce friction, and maximize every sale with smarter payment solutions designed for your business.
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Payment Issues Account for 44% of Abandoned Carts
The Dreaded Do Not Honor Code
Every decline gets a second route.
How IXOPAY Helps
Always Up-to-Date Card Details
Ensure lost, stolen, or expired cards don't get in the way of transaction success. Leverage solutions like Account Updater and Network Tokenization for always current card details.
Intelligently Route Transactions
Forward transactions to the best payment service provider to increase conversions. Use criteria like card and customer data, geographic parameters, risk classification, and more to control routing decisions.
Meet Customer Demands
Reduce friction by letting your customers pay with their preferred payment method. Easily deploy new digital wallets or regional payment methods with over 300+ payment adapters.
Automatic Smart Retry
Complete more transactions with automatic retries according to the payment flows you specify—rerun a card for a specified number of tries or route to another provider.
Reduce False Declines
Reduce false declines and improve customer satisfaction with protocols like 3DS and our Risk Management Engine, giving you more accurate authorizations and control over what counts as fraud.
Minimize Fraud
Minimizing payment fraud can significantly improve authorization rates. Use Network Tokenization, advanced authentication, and fraud prevention tools to filter out fraud, build trust with issuers, and avoid downgrades.
