Platform Overview

IXOPAY provides all the tools you need to optimize your payment processes. With both individual modules and a full payment orchestration platform available, you can adopt the approach that works best for your business. All solutions are built to address the needs of companies working with multiple payment processors.

A Complete Payment Optimization Platform

Payment Orchestration

An all-in-one platform handling the full transaction lifecycle from checkout to settlement and reconciliation

Payment Modules

Choose the individual modules that meet your individual needs from tokenization to 3DS and card lifecycle management

Payment Orchestration

Reduce complexity by consolidating all your payment processes in a single system
Connect to over 200 PSPs offering hundreds of payment methods with a single API
Streamline your settlement and reconciliation processes
Route transactions to the ideal processor to increase authorization rates and reduce fees
Recover sales by rerouting declined transactions to an alternative provider
Analyze transactions across all payment providers in a single dashboard
Identify potential fraud before it happens with the in-built risk engine and integrations with third party risk and fraud providers
Automatically update stored credit card data for subscriptions and card on file transactions
Reduce your PCI scope with IXOPAY’s secure vault and support for both gateway and network tokenization

Payment Optimization Modules

Enhance your existing payment stack with the individual components that meet the unique needs of your business.

Gain control of your payment data and unlock processor flexibility with universal payment tokens.
Reduce PCI compliance cost and burden by removing sensitive payment data from internal systems.
Accept payment data from online, in-person, and offline sources.
Securely send data to any payment processor, gateway, or API endpoint.
Update expired card data to avoid losing revenue and disrupting customer experience
Analyze card BIN data to improve payment routing decisions, increase authorizations, and reduce fraud
Modules include Universal Tokens, P2PE, Network Tokens, Account Updater, BIN Lookup, 3DS, and Fraud Services.

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Partner	Name	Description	Duration
IXOPAY GmbH	cookiesConsent	Cookie Banner. Stores your cookie settings.	12 Months
IXOPAY GmbH	_fm	User centric security cookie to detect authentication abuses. Filters out computer/bot generated Website requests.	30 Minutes
Google Ireland Limited	reCAPTCHA	User centric security cookie to detect if a human being or a computer is making a specific entry in our contact or newsletter form.	6 Months
Cloudflare Inc.	cf_clearance	Used by Cloudflare (Website Security Network) to identify trusted web traffic, and protect our website against malicious activity (see Cloudflare's Cookie Informations).	30 minutes

Partner	Name	Description	Duration
Google Ireland Limited	_ga	Analytical cookie set by the service Google Analytics used to distinguish visitors. Collects data about number of visits and user journey.	2 years
Google Ireland Limited	_gid	Analytical cookie set by the service Google Analytics used to distinguish visitors. Collects data about number of visits and user journey.	24 h
Google Ireland Limited	_gat_ua-keynumber	Analytical cookie set by the service Google Analytics used to throttle the request rate, limiting the collection of data on Websites with high traffic.	Session
Google Ireland Limited	_ga_container-id	Cookie set by the service Google Analytics 4. The cookie is used to persist session state.	12 month
Microsoft Ireland Operations Limited	Clarity	Analytical service capturing your interactions on the Website such as how the page has rendered and what interactions you had on the Website (surfing behavior: mouse movements, clicks, scrolls). Microsoft collects or receives personal data from us to provide Microsoft Advertising (see Microsoft Privacy Statements). Sensitive content such as passwords, usernames, and user input are masked before sending to Microsoft.	12 months
Dealfront Group GmbH	_lfa	Analytical service that collects the visitor IP address to detect corporate visits and their geographic location. Leadfeeder only shows company visits, automatically filtering out all users visiting from residential IP addresses. All visit data is aggregated Dealfront Group GmbH / Analytical service that collects the visitor IP address to detect corporate visits and their geographic location. Dealfront only shows company visits, automatically filtering out all users visiting from residential IP addresses. All visitor data is aggregated on the company level (no reference to natural persons). Via a connection to Google Analytics, Dealfront shows company visitors' interactions on the Website (pages viewed, visitor source and duration of session). Dealfront also enriches that company data with contact data for individuals from publicly available data sources (eg. LinkedIn).	24 months

Partner	Name	Description	Duration
Google Ireland Limited	_gcl_au	Conversion-cookie set by the service Google Ads for assessing advertisement efficiency across our Websites and on websites of our marketing- & advertising partners.	3 months
Google Ireland Limited	_gac_gb_container-id	Cookie which connects Google Analytics und Google Ads. Google Ads website conversion tags will read this cookie.	90 days
Microsoft Ireland Operations Limited	Universal Event Tracking (UET)	Conversion-cookie set by the service Microsoft Advertising for assessing advertisement efficiency across our Websites and on websites of our marketing- & advertising partners. In general, the cookie in the relevant domain and your IP address are passed to Microsoft with every http request and not just via UET.	13 months