Payliance

When Payliance decided to launch a new debit and credit card processing product, they realized they needed a way to handle sensitive card information. As James Robinson, Director of Product, says, “One of our main objectives was to mitigate PCI scope both for Payliance and our clients. Since we need to be PCI Level 1 compliant, we were looking to architect our infrastructure in a way to best manage our PCI scope, and IXOPAY helps us do that.”

As a payment service provider to lending companies, Payliance is keenly focused on security. Stating that “Security is our top priority, we needed to be PCI compliant. And we were looking to go above and beyond to support our clients by helping them with PCI compliance.” 

Since launching in 2018, they have seen exponential growth in their card products, and having a vendor that can keep up with that growth has been vital to James and his team. They are growing at least 50% year over year, and IXOPAY has continuously kept up with their uptime and availability. When Payliance does run into an issue, IXOPAYs support team is readily available to assist.

In those five years since its launch, Payliance has grown significantly. And as James explains, “We needed a solution that was available 24/7, 365 days of the year. IXOPAY has been a stable vendor, which has kept us close to the product.”

Payliance uses IXOPAY to add a layer of security to their payment processing for their clients. By using IXOPAY's Universal Tokens, Payliance can offload its secure data storage—lessening their PCI scope and clients and reducing the complexity of maintaining its own secure environment.

When a customer accepts a payment, Payliance leverages IXOPAY's services to generate a unique token and store that information. Payliance then uses that token to complete the payment process for their customer. Because of the ease of use, Payliance could seamlessly integrate IXOPAY into their payment flow to mitigate the burden of storing sensitive data almost entirely.