Agentic Commerce:
The Next Evolution
of Payments

Unlock new revenue streams and customer experiences with agentic payments

Smart, Safe Agentic Payments

Agentic payments are transforming the way commerce works. By authorizing autonomous agents—powered by AI, wallets, and secure tokens—to interact and transact on behalf of customers, businesses can increase sales while offering new levels of personalization, automation, and speed.

IXOPAY supports the agentic future through its tokenization and orchestration capabilities. Our secure payments layer, combines flexibility, compliance, and scalability so businesses can safely grow and adapt in the new age of agentic commerce.

Agentic Payments with IXOPAY

Future-Ready
Payments

Prepare for customer-initiated and merchant-initiated agentic transactions in your payments stack

Robust Token
Infrastructure

Provision and process payments with universal tokens or network tokens - which are the foundation for new agentic tokens

Broad Support
Across Parties

Accept, store, and share sensitive credentials with partners and agents while maintaining PCI compliance

Global Reach,
Local Adaptation

Create a modern network of payment providers, partners, and accepted payment methods with IXOPAY

Compliance
Built-In

The IXOPAY platform is built to keep you ahead of evolving regulations, frameworks, and protocols

From Intent to Transaction—Automatically

Agentic commerce leverages existing network token capabilities to transform how payments happen. Agentic tokens, which are still being structured by the networks, will build on traditional transaction flows with additional steps built into the transaction model:

  1. User defines intent (e.g., “book my monthly services”)

  2. Agents negotiate & decide on optimal providers and terms

  3. Transactions execute automatically based on the intent and authorization of the user

Practical Applications of Agentic Commerce

  • Streamlined Agentic Purchasing
    Agent explores, identifies, and executes purchase of goods and services

  • Automated Subscriptions
    Agents renew and optimize subscriptions on behalf of users

  • Dynamic Travel & Retail
    AI-driven shopping assistants find, book, and pay for the best options

  • Enterprise Automation
    B2B agents streamline procurement, invoices, and cross-border payments

Security, Privacy, and Compliance at the Core

Payments flow through IXOPAY’s secure environment. We apply advanced tokenization, routing, and monitoring so customers can experiment with new payment acceptance models—without compromising regulatory compliance, PCI scope, or data privacy.

Guarding payment and customer data in the agentic age is a chief concern. We have developed an AI governance program is based on the following:

  • ISO 42001

  • NIST AI Risk Management Framework (NIST AI RMF)

  • Cloud Security Alliance MAESTRO framework

With strong footprints in North America and the EU, we are monitoring implementation of the EU AI Act by member states and U.S. State AI legislation.


Build the Future of Commerce Today

Agentic payments are here to stay —they’re a new foundation for commerce. Partnering with IXOPAY unlocks intelligent, autonomous transactions that drive growth, loyalty, and efficiency for the next era of payments.

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