As part of our ongoing Provider Spotlight series, we are excited to highlight CoinGate, a leading provider of cryptocurrency payment solutions. CoinGate helps businesses embrace digital currencies through streamlined tools for payment processing, invoicing, and integration.
We spoke with Adele Jansonaite, Head of Partnerships at CoinGate, to explore how their integration with the IXOPAY platform enables merchants to adopt crypto payments and scale globally.
As a cryptocurrency payment provider, how does your solution help merchants add resilience and flexibility?
Our solution equips merchants with tools that improve flexibility and resilience in today’s evolving payments landscape. Key advantages include protection from market volatility, fast and affordable international payments, and reduced exposure to chargeback fraud.
Stablecoins—such as USDT, USDC, and DAI—are pegged to fiat currencies, offering stability for businesses. CoinGate enables merchants to accept these stablecoins and other cryptocurrencies without exposure to price fluctuations. Payouts are instantly settled in EUR, USD, or stablecoins, ensuring reliability and predictability.
For example, if a shopper pays €1,000 using Bitcoin or a stablecoin like USDT, the merchant receives €990 after a 1% processing fee. This ensures the exact quoted price is paid without losses from market swings.
Cryptocurrency payments also offer a faster and cheaper alternative to traditional cross-border transfers. Merchants can bypass intermediaries, achieving near-instant settlement with lower fees. This makes international transactions smoother and more cost-effective.
Additionally, crypto payments reduce chargeback fraud. Transactions are irreversible, which protects merchants from fraudulent disputes. CoinGate also offers secure refund options for valid cases, making it a reliable solution for merchants.
By incorporating stablecoins and crypto into their payment options, businesses gain protection against fraud, inefficiencies, and delays—enhancing operational flexibility and trust.
What role does cryptocurrency play in improving the customer experience and driving business growth?
Cryptocurrencies, especially stablecoins, are transforming payment experiences through speed, lower cost, and global accessibility.
Stablecoins combine the efficiency of blockchain with the stability of traditional currencies. Unlike traditional banking systems that may take days to settle payments—especially across borders—stablecoin transactions settle in minutes. For example, a payment from Europe to Asia using a stablecoin can be completed almost instantly.
Offering stablecoin payments appeals to a growing audience seeking secure, predictable, and convenient digital payments. These customers often spend more per transaction, making them high-value users.
Stablecoins also allow businesses to expand globally. They eliminate exchange rate fluctuations and slow banking processes, helping merchants serve international buyers efficiently. For example, NordVPN uses CoinGate’s payment infrastructure to accept crypto from customers in over 176 countries—broadening its reach and increasing revenue potential.
Accepting cryptocurrencies not only supports growth but also positions brands as innovative and customer-focused in an evolving payments ecosystem.
How does payment orchestration from IXOPAY help merchants realize the advantages of cryptocurrency?
IXOPAY simplifies the integration and adoption of cryptocurrency payments. Through a single API, merchants can access multiple crypto payment providers without the need for separate technical builds.
Once connected, IXOPAY’s orchestration layer optimizes transactions by routing them to the best provider based on cost, conversion rates, and transaction success. This intelligent routing reduces processing costs and improves conversion rates.
The result is a highly efficient system where merchants can accept crypto payments with minimal complexity while maximizing performance. IXOPAY makes it easy to unlock the full benefits of cryptocurrency through a unified and optimized setup.
