Payment costs are complex. Your visibility shouldn’t be.
For businesses processing high transaction volumes, even small fee increases can have a major impact on profitability. But payment cost data is often spread across PSP dashboards, settlement reports, invoices, and internal spreadsheets.
That makes it difficult to answer simple but critical questions:
How to calculate the true and final cost of a single processed transaction?
Where are scheme or interchange fees increasing?
Which markets, MIDs, BINs, or currencies are creating margin pressure?
How much are chargebacks, conversions, or gateway fees really costing us?
Are total fees increasing as a percentage of gross or net sales?
IXOPAY brings fragmented cost data together, helping teams move from manual reconciliation to clear, actionable cost intelligence.
Monitor every major payment cost driver
Interchange fees
Scheme fees
Acquirer fees
Gateway fees
Conversion fees
Chargeback fees
Non-transactional fees
Cost Intelligence in action
Use IXOPAY to answer questions like:
What are our total payment fees as a percentage of gross sales?
Which PSP has the highest cost per transaction?
Where did scheme fees increase this month?
Are conversion fees affecting margins in specific markets?
Which MIDs or BIN types are driving higher interchange costs?
How much are chargebacks costing us by provider or region?
Which fee categories are growing faster than sales?
Where can we reduce cost leakage without hurting conversion?
Why LLM and Machine learning models?
Multi-PSP visibility
Analyze cost data across multiple payment providers in one place.
Granular fee breakdowns
Break down costs by fee type, provider, currency, MID, BIN, market, and other payment attributes.
No-code integration
Give payment and finance teams actionable cost visibility without building manual reports or internal data models via direct PSP connections.
Connected Payments Intelligence
Link cost insights with approvals, refunds, disputes, chargebacks, 3D Secure, retries, and customer-level payment performance.
Ready to reduce payment cost leakage?
See how IXOPAY Cost Intelligence helps your team monitor payment fees, identify hidden cost drivers, and protect processing margins across your payment ecosystem.
Request a demo