Alternative Payments

Broad payment method support to drive conversion & growth
Make the most of your IXOPAY integration by leveraging our secure data platform to enhance your checkout and reduce PCI scope with embeddable payment widgets. Alternative Payment Methods (APMs) have exploded in popularity. Giving customers ways to pay beyond cards boosts conversion rates—but keeping up with the growing list of options and preferences is challenging for many merchants and PSPs. With the IXOPAY Alternative Payments package, you get the benefits of a single integration that supports multiple alternative payment methods out of the box.

Key Benefits

Increase Conversion

Customers are more likely to purchase when they can pay using their preferred local or alternative payment methods, especially in mobile and global scenarios.

Enhance Growth & Expansion

Alternative payments enhance vertical and horizontal growth. Support local consumer preferences without lengthy integrations or custom builds.

Resilience and Payment Success

Diversifying beyond direct card payments reduces dependency on a single payment method, helping maintain revenue when issuers, networks, or regions experience disruptions.

Safe & Secure Payments on File

Store token values, not card data. Since sensitive card data is kept off merchant systems, PCI scope is minimized, so you spend less time, money, and resources on audits.

Alternative Payments

One Integration. Many Payment Options.

Today’s customers expect a wide range of payment methods across channels, regions, and devices. Supporting multiple payment options isn’t just about flexibility, it’s about conversion, reach, and resilience.

IXOPAY enables businesses to accept cards, wallets, local payment methods, and alternative payment options through a single, flexible integration.

Alternative Payment Methods (APMs) have exploded in popularity. Giving customers ways to pay beyond cards boosts conversion rates—but keeping up with the growing list of options and preferences is challenging for many merchants and PSPs.

With the IXOPAY Alternative Payments package, you get the benefits of a single integration that supports multiple alternative payment methods out of the box.

Our Universal Tokens, combined with the Alternative Payments package, securely store and manage payment credentials once for continued use across providers, processors, and markets. This approach:

  • Reduces PCI scope

  • Simplifies multi-processor and multi-provider flows

  • Expands access to non-card payment methods

  • Accelerates checkout experiences

  • Enables faster market expansion

Without lengthy development cycles, added liability, or costly maintenance.

Built For How Your Customers Want to Pay

Whether you are entering new markets or enriching your current offerings, understanding your customers means understanding their payment preferences. The IXOPAY Alternative Payments package helps drive growth by making it as simple, intuitive, and convenient as possible for customers to pay for your goods and services—no matter how they choose to do it.

FAQ

What are Universal Tokens?
What is PCI DSS 4.0? Do Universal Tokens make it easier to comply with the PCI DSS standards?
I can tokenize for free with my payment processor(s). Why should I use IXOPAY?
Does IXOPAY have a PCI-validated point-to-point encryption (P2PE) for accepting card present payments?
Why is using IXOPAY better than building my own system for handling payment data?
Do Universal Tokens support my payment processor(s)?
What are the different ways I can accept payment data with Universal Tokens?
What is the difference between Payment Services and the Transparent Gateway (TGAPI)?
How is sensitive payment data accepted using Universal Tokens?

Sind sie bereit, Ihren Payment-Stack zu Ihrem Wettbewerbsvorteil zu machen?

As commerce shifts from clicks to agents, your infrastructure must be protocol-agnostic. IXOPAY acts as the neutral trust layer, orchestrating identity and value across the fragmenting landscape of AI agent protocols.

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