AI Payments Intelligence

Built to unify and analyze payment data for global businesses, Congrify, part of IXOPAY, delivers instant insights, AI-driven recommendations, and complete visibility across your payment ecosystem.

Key Benefits

Reduce Costs

Eliminate manual data handling and custom scripts.

Increase Revenue

AI-driven insights to boost acceptance and reduce declines.

Master Payments

Built for merchants of all sizes—no payment team required.

Provider Agnostic

Connect multiple PSPs without limitations.

How It Works

IXOPAY AI Payment Intelligence simplifies payment data management by unifying data from multiple PSPs into a single, actionable source of truth. With AI-powered insights and no-code integration, optimize performance, reduce costs, and enhance control over your payment ecosystem.

 

AI Payments Intelligence enables you to

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Leverage AI for actionable insights and recommendations

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Monitor payment flows in real-time

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Analyze fees to optimize transaction costs

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Automate reconciliation across PSPs

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Integrate data pipelines with systems like Snowflake

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Prevent chargebacks with pre-dispute alerts

What You Get

Payment Observability

Gain real-time visibility into your payment flows with intuitive dashboards to detect declines, chargebacks, or bottlenecks instantly.

  • Real-time analytics & dashboards

  • Unified events view

  • Alerts & anomaly detection

Payment Intelligence & AI Co-Pilot

Transform data into actionable insights with AI-driven recommendations to improve acceptance and reduce costs.

  • AI insights & recommendations

  • Anomaly detection

  • Intelligent alerting

Data Pipelines

Connect PSPs and push normalized data to your database, with support for Snowflake integration.

  • No-code setup

  • Automated synchronization

  • Secure, compliant data sharing

Payment Reconciliation

Automate reconciliation to align PSP reports, transactions, and fees with precision.

  • Unified reconciliation logic

  • Discrepancy detection

  • Export-ready reporting

Pre-Chargeback Alerts

Prevent disputes with integrated alerts from Ethoca and Verifi before chargebacks are filed.

  • Centralized monitoring

  • Automated notifications via Slack, email, or API

  • Reduced operational costs

Fee Intelligence

Analyze fees, surcharges, and penalties across PSPs to optimize transaction costs.

  • Fee allocation engine

  • Margin protection

  • Smart alerts for cost changes

Flix
“Die Arbeit mit dem AI Payment Intelligence-Produkt hat es uns ermöglicht, sehr schnell und ohne technischen Aufwand vollständige Datenkontrolle zu erreichen. Es ist ein zentraler Bestandteil zur Verbesserung unseres Zahlungsmanagements und unserer Abläufe.”
Dennis Köhler, Senior Head of Global Payments & Fraud bei Flix

FAQ

What is the IXOPAY AI Payments Intelligence?
How does it help businesses manage payment data?
Is it restricted to a specific payment provider?
What are the key benefits of using IXOPAY AI Payments Intelligence?
How does the AI Payments Intelligence help prevent chargebacks?
Can it integrate with other systems?

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