Infographic

Payment Tokenization 101 for Merchants

December 17, 2025

Unlock Higher Approval Rates, Stronger Security, and Future-Ready Payments

Today’s leading merchants are rethinking how they manage and secure payment data—and tokenization is at the center of that transformation. Whether you're battling fraud, expanding globally, or optimizing recurring revenue, understanding tokenization is no longer optional. It’s a strategic advantage.

Our Payment Tokenization 101 infographic breaks down everything you need to know in one clear, visual guide. Learn how tokens work, the differences between PSP, universal, and network tokens, and why the smartest merchants combine approaches for maximum flexibility and performance.

In this infographic, you'll discover:

  • How tokenization protects sensitive data and drastically reduces PCI scope

  • Why 62% of merchants and 92% of financial institutions already rely on tokenization

  • The strengths and limitations of each token type—and which is right for your business

  • A step-by-step look at how tokens are issued

  • The winning strategy for boosting approval rates while avoiding vendor lock-in

Download the infographic!

Payment Tokenization 101 Infographic

Payment Tokenization 101 for Merchants Infographic Preview

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