EMVCo is privately owned by American Express, Discover, JCB, Mastercard, UnionPay and Visa, 5 major credit card schemes. EMVCo manages EMV specifications like PCI DSS and 3DS that safeguard credit card transactions.
EMVCo is privately owned by American Express, Discover, JCB, Mastercard, UnionPay and Visa, 5 major credit card schemes. EMVCo was founded in 1999 to manage specifications that facilitate credit card payments globally and to promote secure technology designed to reduce credit card fraud. These specifications include PCI DSS and 3DS.
PCI DSS stands for “Payment Card Industry Data Security Standard”. It was developed to improve payment account security and encourage widespread adoption of consistent security measures. The standard sets out a baseline for technical and operational requirements that protect customer account data. It applies to all companies that handle cardholder data.
IXOPAY offers a PCI DSS Level 1 PAN vault that merchants can use to store their sensitive customer data while complying with PCI DSS requirements.
3DS stands for Three-Domain Secure, and is a messaging protocol that allows consumers to authenticate themselves when making credit card payments online. By preventing unauthorized transactions, 3DS protects merchants from fraud.
IXOPAY supports 3DS transactions via a wide range of PSPs and credit cards.
As commerce shifts from clicks to agents, your infrastructure must be protocol-agnostic. IXOPAY acts as the neutral trust layer, orchestrating identity and value across the fragmenting landscape of AI agent protocols.
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