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How to Monitor Chargebacks and Stay Compliant with Visa’s VAMP Thresholds

November 13, 2025

Stay Compliant With Visa’s New VAMP Rules

Access the Interactive, AI-Powered Guide

Visa’s Acquirer Monitoring Program (VAMP) is now enforcing stricter thresholds — including penalties of $8 per dispute starting at 2.2% (220 bps) and a tighter 1.5% (150 bps) limit coming in 2026.
Merchants need clear visibility into their chargebacks and acquirer performance to protect revenue and stay compliant.

This interactive, AI-enabled asset gives you an easy way to understand VAMP, explore examples, and ask questions as you learn. Instead of a static PDF, you can summarize sections, get clarifications, and dive deeper into the areas most relevant to your business.

What You’ll Get Inside

  • Understand the thresholds, timelines, and how the VAMP ratio is calculated.

  • Learn how acquirer performance can affect you — even when your own operations are clean.

  • See which metrics matter and how to track performance across acquirers, descriptors, BINs, and regions.

  • Explore tools like 3DS, descriptor-level analytics, tokenized routing, and APM diversification.

  • Ask questions, summarize sections, request definitions, or explore scenarios tailored to your business.

The Future is Agentic.
Are You Ready?

As commerce shifts from clicks to agents, your infrastructure must be protocol-agnostic. IXOPAY acts as the neutral trust layer, orchestrating identity and value across the fragmenting landscape of AI agent protocols.

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