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How to Monitor Chargebacks and Stay Compliant with Visa’s VAMP Thresholds

November 13, 2025

Stay Compliant With Visa’s New VAMP Rules

Access the Interactive, AI-Powered Guide

Visa’s Acquirer Monitoring Program (VAMP) is now enforcing stricter thresholds — including penalties of $8 per dispute starting at 2.2% (220 bps) and a tighter 1.5% (150 bps) limit coming in 2026.
Merchants need clear visibility into their chargebacks and acquirer performance to protect revenue and stay compliant.

This interactive, AI-enabled asset gives you an easy way to understand VAMP, explore examples, and ask questions as you learn. Instead of a static PDF, you can summarize sections, get clarifications, and dive deeper into the areas most relevant to your business.

What You’ll Get Inside

  • Understand the thresholds, timelines, and how the VAMP ratio is calculated.

  • Learn how acquirer performance can affect you — even when your own operations are clean.

  • See which metrics matter and how to track performance across acquirers, descriptors, BINs, and regions.

  • Explore tools like 3DS, descriptor-level analytics, tokenized routing, and APM diversification.

  • Ask questions, summarize sections, request definitions, or explore scenarios tailored to your business.

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