What are Visa & Mastercard 3D Secure Fees?
These fees are charged for 3D Secure authentication requests in the EU and Great Britain, based on monthly reports submitted by the schemes.
Fees vary depending on the number of authentication requests and whether the transaction qualifies for frictionless or challenged authentication. Merchants can reduce costs by implementing exemption rules (e.g., low-value transactions) or optimizing checkout flows to avoid unnecessary authentication requests. Proper use of 3D Secure also enhances security, reduces fraud, and can lower overall chargeback exposure.
Track Your Payment KPIs Automatically
Let IXOPAY's platform monitor your payment KPIs instantly, with AI-powered alerts and recommendations to improve performance.