Platform / Tokenization & Card Lifecycle /

Account Updater

<Prevent lost revenue and customer churn by keeping card data up to date.>

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Key Benefits

Capture More Sales

Expired or inaccurate card data shouldn’t have to cut into your bottom line. Account Updater boosts sales for subscription- and recurring payment-based businesses.

Improve Customer Experience

Prevent frustration and unintended service interruptions to ensure your customers continue to receive the products or subscriptions they expect.

Centralize Payment Updates

Using our agnostic vault saves you time and gives you the flexibility to process updates for each network once and transact with them across all payment providers.

Reduce Manual Effort

No need to chase down customers for new or updated card details. Account Updater does the work for you, reducing manual effort.

How it Works

IXOPAY’s Account Updater works directly with the card networks to confirm that credit card details stored in our vault are always up-to-date. This ensures any card-on-file payments are completed without interruption so you can keep recurring revenue flowing and increase customer lifetime value.

Account Updater: How it Works

What You Get

Automatic Data Updates

For vaulted card data on our orchestration platform, Account Updater performs automatic monthly updates to electronically obtain the correct expiration date, cardholder name, and account number to update information for future transactions. Alternatively, merchants can update card data on-demand through batch file and API options.

Automatic Data Updates

One Integration

IXOPAY allows you to update cards across all your processors with a single integration. No need to maintain multiple integrations or adhere to unique data formatting requirements for each processor.

One Integration

Data Insights

Use our payment orchestration dashboard to see how many cards expire in the next month and how many have been recently updated. Our reporting for vaulted card data allows you to see updates, closed accounts, or other responses to build business intelligence.

Data Insights
[Client story]
IXOPAY was the first solution I found that solved our problem, and my research did not lead me much past them. We weren’t able to find a lot of providers on the same level.”

Ryan Christensen

VP of Engineering at Acima

[FAQ]

FAQ

Still have questions?

Our payment experts can review your setup and show where IXOPAY fits.

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[The Future is Agentic]

Are You Ready?

As commerce shifts from clicks to agents, your infrastructure must be protocol-agnostic. IXOPAY acts as the neutral trust layer, orchestrating identity and value across the fragmenting landscape of AI agent protocols.

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