Solutions / By Outcome /

Optimize Payment Performance

<Boost approvals and accelerate revenue growth>

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Make your payments work harder for your business. Reduce failed transactions, manage payment costs, and bring new payment options to market faster with orchestration, tokenization, and payments intelligence.

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What holds payment performance back

Declined transactions, outdated card details, and provider outages can interrupt purchases and put recurring revenue at risk. Provider fees, fraud losses, and time spent building integrations add to the cost. When payment data is fragmented, understanding what to improve becomes another operational challenge. IXOPAY brings together modular capabilities to help you address these challenges, improve the customer experience, and turn payments into a growth driver.

[The challenge]

Processor Unavailable

Payment Issues Account for 55% of Abandoned Carts

The Dreaded Do Not Honor Code

[Performance in action]

Address the issues behind failed payments

IXOPAY / Decline recovery
Last 24 hLive
Decline reasonIXOPAY actionOutcome
Do Not Honor (05)
Smart retry via PSP B
Authorized
Expired card (54)
Account Updater
Authorized
Processor unavailable
Failover to Acquirer C
Authorized
Suspected fraud (59)
3DS challenge
Challenged
Insufficient funds (51)
Retry scheduled
Pending

How IXOPAY helps

Improve authorization rates

Route transactions using card and customer data, geography, and risk criteria. Configure retries and failover for eligible transactions, while Account Updater and Network Tokens help reduce failures caused by outdated credentials.

Manage payment costs

Configure payment flows with processing costs and approval objectives in mind. Reduce development effort for separate provider integrations and limit the operational burden of failed payments and fraud.

Create a smoother customer experience

Let customers pay with the methods they prefer, including digital wallets and regional options. Reduce payment friction and avoidable failures to support completed purchases and repeat business.

Launch and scale faster

Connect to an ecosystem of 200+ payment service providers and 300+ payment methods through one integration. Add providers and payment options as your business expands, with less integration work for each new connection.

Balance fraud prevention and approvals

Combine Network Tokens, 3DS, and configurable risk controls to help protect transactions and reduce false declines. Adapt your approach to fraud without adding unnecessary friction for legitimate customers.

Make better payment decisions

Bring fragmented payment data together to understand performance and identify opportunities to improve. Generate reports with less manual effort and use payments intelligence to inform your payment strategy.

[Built for fluid commerce]

Keep improving as commerce evolves

Customer journeys, payment methods, and buying technologies keep changing. Build on flexible payment infrastructure that supports your priorities today and gives you room to add capabilities as new opportunities emerge, including agentic commerce.

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