Optimize Payment Performance
<Boost approvals and accelerate revenue growth>

Make your payments work harder for your business. Reduce failed transactions, manage payment costs, and bring new payment options to market faster with orchestration, tokenization, and payments intelligence.
What holds payment performance back
Declined transactions, outdated card details, and provider outages can interrupt purchases and put recurring revenue at risk. Provider fees, fraud losses, and time spent building integrations add to the cost. When payment data is fragmented, understanding what to improve becomes another operational challenge. IXOPAY brings together modular capabilities to help you address these challenges, improve the customer experience, and turn payments into a growth driver.
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Payment Issues Account for 55% of Abandoned Carts
The Dreaded Do Not Honor Code
Address the issues behind failed payments
How IXOPAY helps
Improve authorization rates
Route transactions using card and customer data, geography, and risk criteria. Configure retries and failover for eligible transactions, while Account Updater and Network Tokens help reduce failures caused by outdated credentials.
Manage payment costs
Configure payment flows with processing costs and approval objectives in mind. Reduce development effort for separate provider integrations and limit the operational burden of failed payments and fraud.
Create a smoother customer experience
Let customers pay with the methods they prefer, including digital wallets and regional options. Reduce payment friction and avoidable failures to support completed purchases and repeat business.
Launch and scale faster
Connect to an ecosystem of 200+ payment service providers and 300+ payment methods through one integration. Add providers and payment options as your business expands, with less integration work for each new connection.
Balance fraud prevention and approvals
Combine Network Tokens, 3DS, and configurable risk controls to help protect transactions and reduce false declines. Adapt your approach to fraud without adding unnecessary friction for legitimate customers.
Make better payment decisions
Bring fragmented payment data together to understand performance and identify opportunities to improve. Generate reports with less manual effort and use payments intelligence to inform your payment strategy.
Keep improving as commerce evolves
Customer journeys, payment methods, and buying technologies keep changing. Build on flexible payment infrastructure that supports your priorities today and gives you room to add capabilities as new opportunities emerge, including agentic commerce.
