Platform / Security & Risk /

Risk & Fraud Services

<Stop fraud without stopping good customers.>

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Easily incorporate fraud prevention into your payment ecosystem to decrease fraud rates, increase authorization rates, and reduce chargebacks.

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IXOPAY risk decisioning console: risk thresholds (approve 0 to 30, review 31 to 70, decline 71 to 100), four scored transactions with their decisions, and the connected fraud tools

$171B

In payments orchestrated in 2025

500+

Pre-built payment adapters

850M+

Payment events analyzed by AI

Key Benefits

Reduce Fraud Rates

Set risk thresholds, receive risk scores, and readily accept, block, or hold transactions.

Centralize Fraud Management

Unify fraud management by integrating the tools you already use into your overall payment operations.

Boost Conversions

Improve your bottom line by minimizing chargebacks, false declines, and repeat offender activity.

How it Works

As ecommerce continues to grow, so do the complexities of payment infrastructure and the opportunities fragmented systems create for fraudsters. Take advantage of our in-house risk engine, or plug into a network of third-party fraud solutions to holistically manage your risk alongside other payment operations.

01

Score

Every transaction receives a risk score from the IXOPAY engine or your third-party tool.

02

Decide

Accept, block, or hold transactions based on your thresholds.

03

Report

Review fraud risk scores alongside all transaction data in one platform.

risk-profile.json

POST /v1/risk/profiles

{
  "name": "default_merchant",
  "approve_below": 31,
  "decline_above": 70,
  "providers": ["ixopay_rme", "kount"]
}

[What You Get]

Your fraud tools, one payment platform

Risk Management Engine

Build custom risk profiles with rules on transaction value, payment method, geographic location, and customer behavior, backed by block and allow lists. No separate fraud vendor required.

Risk rule for high-value cross-border payments: if the amount is over 1,000 euros, the card country differs from the IP country and the customer is a first-time buyer, hold for manual review

Third-Party Integrations

Connect Forter, Riskified, Kount, Notolytix, and IXOPAY’s own modules through a single API integration.

Forter, Riskified, Kount and Notolytix connected to IXOPAY through one API

Simplified Reporting

See risk scores next to every transaction in one platform, and tune your thresholds from what the data shows.

Bar chart of the risk score distribution over 30 days, split into accept, hold and block ranges
[Client story]
The IXOPAY experience has been exceptional from inception to production. It was easy to implement, and support has been top-tier.”

Kyle Rao

President and CEO, Secure Medical

[FAQ]

Common questions

Still have questions?

Our risk team can review your current fraud setup and show where IXOPAY fits.

Talk to a Risk Expert
[The Future is Agentic]

Are You Ready?

As commerce shifts from clicks to agents, your infrastructure must be protocol-agnostic. IXOPAY acts as the neutral trust layer, orchestrating identity and value across the fragmenting landscape of AI agent protocols.

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