Platform / Intelligence & Payment Optimization /

IXO AI

<Your payments data. Expert answers.>

IXO AI is the command center for IXO One and the AI payments expert working alongside your team, connected to all your payments data. It already knows your transactions, fees, chargebacks, and performance, spots what has changed, and quantifies its impact. It tells you what to do next so you can save time, control costs, and protect revenue.

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Explore IXO One

How it works

IXO AI takes data from your PSPs, orchestration and tokenization, and normalizes it into one payment model. When you ask a question, it picks the purpose-built tool to answer it: a KPI lookup, a transaction search, an anomaly check or a forecast. Every answer comes from your data, with the relevant context.

Discover: Ask questions in plain language, or let IXO AI flag anomalies and run scheduled checks. Explain: IXO AI traces the change to the PSP, issuer, BIN range, market or method, and sizes the cost. Act: IXO AI recommends where to focus first, so you know exactly what change to make in your PSP or routing setup. Monitor and adapt: IXO AI keeps watching the same metrics and flags any new shift.

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How it Works

Key benefits

Catch issues before they cost you

Machine learning flags unusual moves in approvals, costs and disputes, and explains why. You hear about it before it hits revenue.

Get answers in seconds, not days

Anyone on the team can ask, without waiting on analytics or BI. Faster answers mean faster decisions.

Win back approvals and cut costs

Find the declines worth recovering and the fee increases buried in settlement files. Every finding comes with its cost attached.

Give your team time back

Reporting that took hours runs on its own. Your team spends its time deciding, not building spreadsheets.

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[Client story]
IXOPAY gave us much clearer visibility into what was driving our payment costs across PSPs, and cut a lot of the manual work it used to take to reconcile that data.”

Robin Blume

VP Payment Partner Management at Cleverbridge

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[FAQ]

Common questions

Still have questions?

Our payment experts can run IXO AI on demo data and show you where IXO One fits your stack.

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[The Future is Agentic]

Ask your first question

Bring your team’s payment questions. We’ll show you how to find answers.

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