Resources

October 22, 2026

Imagine an AI assistant monitoring a product’s price and placing an order as soon as it drops below your target, even while you’re asleep. The purchase goes through without you visiting the website or clicking “Pay.”

October 20, 2026

A better authorization rate. Lower processing fees. Stronger coverage in a key market. Enterprise merchants have plenty of reasons to consider switching payment service providers (PSPs). But what happens when the customer payment credentials you’ve spent years collecting can't move with you?

October 13, 2026

You won the subscriber at checkout, only to lose them three months later when their payment credentials changed. The customer never canceled. The renewal simply failed, and your system counted the failed payment as churn.

October 9, 2026

Some of that 16% was never going to convert. Expired cards, genuine fraud, customers who changed their mind at the last second.

October 5, 2026

When a customer clicks “Pay,” you have milliseconds to get the transaction to the right payment provider. If that provider has a weaker approval rate for a particular card type or market, you may lose the sale even when the customer has the funds to pay.

September 21, 2026

The weekly payments review is going well. Global authorization rate: 92.2%, up 0.2 percentage points from the previous week. Nothing in the headline number demands attention, so the team moves on.

September 17, 2026

TL;DR: True agentic commerce — agents completing purchases autonomously — isn't quite here yet, but it's close. Merchants should start by getting their product catalog in shape, pilot with one accessible protocol (like UCP), and put payment monitoring and agent-intent tracking in place before volume grows. The biggest theme: don't lock into any single protocol. Design for flexibility, keep agent/token strategy decoupled from core business logic, and prioritize auditability, since the landscape is changing month to month.

September 8, 2026

AI agents are changing how customers discover, compare, and buy, and nobody yet knows which assistants, marketplaces, or protocols will define the channel. The new IXOPAY Agentic Commerce Suite gives merchants a way in: portable trust for agent-initiated transactions, one integration for emerging agentic channels, and governed AI access for payment teams — all on the infrastructure they already run.

September 2, 2026

Learn five ways payments impact revenue, margins, cash flow, and risk—and the questions every CFO should be asking their payments team.

August 27, 2026

Increase your revenue with recurring payments and automatic account updates. Learn more about how to generate predictable revenue and decrease failed payments in this blog.

August 25, 2026

Ajoy Krishnamoorthy is IXOPAY's new CEO, effective August 25. He takes over from Nord Samuelson, who'd been running the company as interim CEO.

August 20, 2026

Learn how to prepare for Mastercard GMAP 2027 with seven practical steps to improve fraud, dispute, and payment monitoring and reduce compliance risk.

August 19, 2026

Mastercard GMAP changes take effect April 2027. Learn the new fraud and dispute thresholds, GMAP ratio, audit risks, and how merchants can prepare.

August 14, 2026

IXONav is IXOPAY’s AI payments expert embedded within IXOPAY Payments Intelligence. It is designed to help teams ask questions in plain language, analyze payment data in context, investigate anomalies, automate recurring analysis, and move faster from signal to action.

August 11, 2026

While agentic commerce transforms how customers shop, agentic payment operations are bringing AI behind the checkout to help merchants detect issues, optimize performance, and automate complex payment workflows.

August 4, 2026

Meet IXONav, IXOPAY’s AI payments expert helping teams detect issues earlier, reduce hours in manual analysis, protect revenue, and improve payment performance.

July 30, 2026

Learn Why Merchants Need Digital Wallets and BNPL at Checkout.

July 23, 2026

What the Payments Industry is Telling Us About Trust in Agentic Commerce.

July 21, 2026

The Payment Methods Driving Commerce Across Western Europe: A Market-by-Market Guide for Merchants.

July 16, 2026

Network tokenization is no longer just a security feature—it’s becoming a powerful way for merchants to improve payment performance, recover revenue, and prepare for the future of digital commerce.

July 9, 2026

The FIFA World Cup puts global payment systems to the test, making payment localization, resilience, and orchestration essential for merchants serving international customers.

July 7, 2026

Payments are a fundamental aspect of any business, touching nearly every department-Finance, Accounting, Operations, and dedicated Payment teams. Yet, despite their critical role, the true cost of payment processing remains elusive for many organizations.

June 30, 2026

Learn what merchant-owned tokenization is, how it reduces vendor lock-in, and why enterprises use it to support flexibility and long-term growth.

June 15, 2026

Learn how merchant-owned tokenization and payment orchestration help businesses switch PSPs without re-tokenizing customer payment data or disrupting recurring payments.

June 1, 2026

Payments Intelligence transforms fragmented transaction data into actionable insights, helping merchants improve approval rates, reduce costs, and scale with confidence.

May 13, 2026

From digital wallets to local instant payments, alternative payment methods are reshaping checkout experiences and helping merchants scale globally.

May 6, 2026

Learn the key challenges of payment processing for the travel industry, from chargebacks to multi-currency payments, and discover best practices for global growth.

May 5, 2026

By augmenting their payment setup merchants improve their conversion rates

April 28, 2026

Learn the most common payment processing errors, what causes them, and how to reduce declines, routing issues, and failed transactions.

April 17, 2026

Learn what payments observability is and how it improves authorization rates, reduces revenue leakage, and gives real-time visibility into payment performance.

April 14, 2026

Learn how to optimize payment performance with smart routing, intelligent retries, and AI-driven insights.

March 23, 2026

Learn why agentic commerce requires a unified trust layer to manage identity, consent, and risk as AI agents begin executing transactions.

March 18, 2026

Explore how tokenization is evolving beyond security to support identity, consent, and trust in autonomous transactions and agentic commerce.

March 13, 2026

A payment service provider is the backbone of online payments—handling everything from authorization to security so your checkout works seamlessly every time.

March 13, 2026

As AI agents begin making purchases on behalf of consumers, merchants must rethink payment orchestration to prove who initiated transactions, capture consent, and defend against disputes.

March 6, 2026

Learn how a payment gateway API works, how to integrate it, and how it connects your checkout to PSPs, banks, and networks for secure payment processing.

March 2, 2026

At MAG 2026, Grover shared how consolidating payment data and leveraging AI-powered anomaly detection transformed fragmented reporting into faster, smarter decisions.

February 27, 2026

A 0.5% drop in authorization rates can quietly drain millions. Learn how anomaly detection and AI payment intelligence move you beyond hindsight to identify hidden failures in real-time.

February 26, 2026

Explore how TokenEx Core and Connect combine universal and network tokens to power scalable, PCI-compliant multi-PSP payments.

February 19, 2026

AI agents are moving from shopping recommendations to executing transactions—so payment leaders need to rethink intent, risk controls, and orchestration before scale hits.

February 12, 2026

PANs aren’t disappearing overnight—but merchant reliance on them should be.

February 10, 2026

When payment data lives in silos, KPIs arrive too late—here’s how smarter visibility turns chargebacks, declines, and auth drops into action.

January 27, 2026

Is your token strategy holding back growth? Learn when to move beyond single-PSP tokens.

January 22, 2026

AI-powered payment intelligence turns fragmented payment data into real-time insights that drive revenue.

January 20, 2026

IXOPAY’s new TokenEx packages establish a token-first standard that simplifies payments today and prepares merchants for AI-driven commerce tomorrow.

January 19, 2026

Card security codes may be small, but they play a powerful role in reducing debit fraud and strengthening transaction security.

January 8, 2026

Fragmented payment data is slowing teams down—this webinar recap shows how AI turns multi-provider chaos into clear KPIs, real-time anomaly detection, and actionable insights.

January 6, 2026

From $171B in orchestrated payments to AI-driven intelligence—discover how we’re preparing for a future of autonomous, agentic commerce in 2026.

December 30, 2025

Tokenization reduces PCI scope by removing card data before authorization and keeping PANs out of your systems.

December 11, 2025

Reduce churn, keep mandates active, prevent avoidable declines, and build a resilient payment stack for sustainable growth.

December 9, 2025

Explore why 3DS authentication fails, how it impacts conversion rates, and what merchants can do to implement frictionless, compliant, and high-performing 3DS flows without sacrificing security.

December 1, 2025

From AI-powered intelligence to trust orchestration and network tokenization, discover the seven trends redefining payments in 2026 and how to prepare.

November 17, 2025

IXOPAY is thrilled to announce that George Hansen has joined the company as Chief Revenue Officer (CRO).

November 11, 2025

The travel payments landscape has undergone dramatic transformation over the past five years, with companies shifting from basic optimization to complex multi-acquiring strategies and payment orchestration.

November 10, 2025

The Agentic Future Arrives in Las Vegas for Money20/20 USA 2025.

November 7, 2025

Learn what the payment settlement process is, how it works, and how payment orchestration simplifies settlements for faster, error-free transactions.

October 29, 2025

Discover how Mastercard is building the foundation for seamless, secure, and connected commerce—using AI, tokenization, and open banking to power the future of global payments.

October 24, 2025

Tokenization is the process of exchanging sensitive data for nonsensitive data called "tokens" that can be used in a database or internal system without bringing it into scope.

October 22, 2025

Discover how combining dynamic transaction routing with payment orchestration transforms your payments stack into a global growth engine.

October 17, 2025

Natural Language Processing (NLP) enables machine learning algorithms to organize and understand human language.

October 15, 2025

Learn how payment orchestration transforms SaaS payments from chaos into a streamlined growth engine that drives revenue and retention.

October 13, 2025

PCI DSS non-compliance penalties include fines of up to $100,000 a month, legal fees, and loss of revenue from a damaged brand reputation.

October 7, 2025

Connectivity + Intelligence: The Next Chapter for IXOPAY

September 29, 2025

In today's merchant payments ecosystem, understanding fees and reporting is critical. Fees directly impact margins, while reports provide the transparency needed to manage performance, reconcile transactions, and control costs. Two of the most widely

September 17, 2025

Merchants today are not only grappling with interchange and processing fees but also with a growing number of penalty fees. These charges often fly under the radar until they spike, leading to surprise costs

September 16, 2025

VAMP mandates stricter chargeback thresholds. Learn how Visa’s program works, why descriptors matter, and how IXOPAY helps.

September 16, 2025

How EBANX is unlocking high-growth opportunities in Latin America, Africa, and India through seamless payment connectivity.

September 10, 2025

Learn how J.P. Morgan and IXOPAY are reshaping payments through collaboration, orchestration, and data-driven innovation.

September 4, 2025

IXOPAY welcomes Angie Okelberry and Benjamin Canova, two seasoned leaders dedicated to helping merchants transform payments into a strategic driver of growth.

September 2, 2025

When people think about card payments, names like Visa or Mastercard immediately come to mind. These card schemes form the backbone of the global payments ecosystem, connecting merchants, payment service providers (PSPs), acquirers, and

August 28, 2025

In our ongoing series uncovering the hidden costs of payments, we've already explored: Understanding Interchange Fees: A Guide for Merchants - where we demystified how merchants ultimately pay issuing banks, and how interchange fees

August 27, 2025

Guest author Paul van Alfen shares insights into payment orchestration and lessons learned in the travel industry.

August 22, 2025

Welcome to our blog series, where we demystify the complex world of payment fees for merchants and platforms. Our goal is to empower you with clear insights into what these fees are and how

August 22, 2025

Discover how owning your data and adopting a multi-processor strategy can unlock flexibility, resilience, and global growth.

August 19, 2025

In our latest blog post, we dove into understanding fees and provider invoices in payments. As promised, we are now diving deeper into different fee types, starting with interchange fees. Interchange fees are a

August 13, 2025

Learn how a unified connectivity layer can help you adapt to customer preferences, expand globally, and streamline operations—without overloading your tech team.

August 8, 2025

When managing payments at scale, it's easy to focus on topline revenue and overlook the invisible costs eating your margins: processing fees, scheme costs, interchange, and service markups. Yet for CFOs and Head of

August 5, 2025

Eliminate failed transactions, support local methods, and deliver frictionless global travel experiences.

July 30, 2025

Learn how Tink and Visa are redefining payments in Europe with open banking innovations that cut costs, fight fraud, and enhance user experiences.

July 18, 2025

Enterprise merchants are turning to payment orchestration to boost approval rates, reduce costs, and gain control—now you can calculate the ROI for your business.

July 15, 2025

As a merchant, there is always the "chargeback discovery moment". That's the time when you discover that disputes can be higher than expected and harm your business much more than your organization had thought until that moment.

July 11, 2025

Payment connectivity enables businesses to link into a broad network of payment service providers (PSPs), gateways, alternative payment methods (APMs), and third-party services—all through a single, unified integration.

July 9, 2025

Discover the differences between PSP, universal, and network payment tokens—and how combining them can boost approval rates, reduce fraud, and enhance flexibility.

July 8, 2025

Chargebacks represent a significant challenge for businesses, particularly merchants, as they navigate the complexities of modern payment ecosystems. As online transactions continue to surge, the financial and operational burdens of chargebacks-reversals of card payments

July 3, 2025

Managing direct integrations with multiple payment providers creates hidden costs and complexity. Discover how payment orchestration streamlines operations and boosts revenue.

June 24, 2025

Not all payment orchestration platforms are created equal—understand the differences.

June 16, 2025

Payment orchestration empowers merchants to scale, optimize, and compete across borders with agility and intelligence.

June 6, 2025

General Impressions Money 20/20 in Amsterdam is a classic for European fintech experts and businesses. The vibe and the crowd felt as usual, delighted by the sunny Monday and Tuesday days in Amsterdam, which

June 6, 2025

Learn more about John's background, what brought him to Aperia Compliance, and how he plans to shape the future of sales and strategic growth.

June 4, 2025

Learn how to reduce PCI DSS scope with tokenization.

May 27, 2025

A Conversation About the Future of Fintech, Innovation, and Leadership

May 21, 2025

Learn about BIN attacks, how they impact businesses, and how payment orchestration helps prevent fraud.

May 16, 2025

Visa Acquirer Monitoring Program 2025 Updates VAMP has been a topic that has attracted the attention of many people in the payments industry, considering the previous announcements of the new program, where the

May 14, 2025

Learn how to know when payment orchestration is right for your business.

May 9, 2025

Payments aren’t just a backend function—they’re a strategic lever for growth, efficiency, and customer experience.

May 8, 2025

Why Enterprise Merchants Need Purpose-Built Orchestration

April 29, 2025

At IXOPAY, we know that our greatest strength is our people—which is why we’re thrilled to welcome Chrissie Shea as our new Vice President of Human Resources.

April 23, 2025

Payment observability, a cornerstone of efficient financial operations, often overwhelms merchants due to scattered data and complex setups. At IXOPAY, we're transforming this with AI in payments through our AI Co-Pilot-a tool that delivers instant payments intelligence

April 22, 2025

With over 20 years of experience leading high-performing sales organizations across SaaS, fintech, and payments, Rachel brings a rare combination of strategic insight, operational excellence, and deep industry expertise.

April 15, 2025

Gain insights on how to turn payment data into a powerful tool to detect and prevent fraudulent activities.

September 8, 2026

Flexible, protocol-agnostic suite helps merchants support agentic commerce, preserve transaction context, and accelerate payment workflows with secure AI access.

August 25, 2026

Enterprise software and commerce leader will guide IXOPAY’s next development phase of its unified, AI-native payments infrastructure platform.

June 2, 2026

IXOPAY’s new Payments Intelligence platform and IXONav AI assistant help merchants turn fragmented payment data into real-time insights that drive performance and revenue growth.

May 15, 2023

Vienna-based IXOLIT Group and its subsidiary IXOPAY have been merged to form a single company, IXOPAY.

December 16, 2020

Make the right connection for your business

May 24, 2024

Thomas talks about the emergence of payment orchestration

February 20, 2019

The new partnership provides Clients a seamless connection to various connection to various blockchain payments.

March 23, 2026

IXOPAY and Zip unveil a new open framework to help merchants manage trust, identity, and risk as AI agents begin executing transactions autonomously.

January 20, 2026

IXOPAY introduces new TokenEx packages that make token-first payments simpler, faster, and more flexible—while expanding global reach with PIX in Brazil.

November 17, 2025

Seasoned payments executive joins IXOPAY to lead global revenue strategy amid rapid growth and the rise of agentic commerce.

May 16, 2019

A lot has happened at IXOLIT since our founding in 2001: New technologies were developed, new products launched and the internationalization of the IXOLIT Group progressed, always in close cooperation with our customers and partners.

October 7, 2025

Acquisition integrates AI analytics and recommendations to help merchants boost revenue, reduce costs, and minimize risk.

September 16, 2025

Pledge reinforces IXOPAY’s leadership in building safe, transparent, and accountable AI for enterprise-grade payments orchestration

September 8, 2025

IXOPAY Integrates J.P. Morgan Payments Commerce Platform

September 4, 2025

Operational and payments expertise combine to help merchants realize the full power of orchestration.

February 4, 2025

We are thrilled to announce that Yasser Abou-Nasr has joined IXOPAY as Senior Vice President of Product, marking an exciting new chapter for all of us here at IXOPAY. He brings extensive expertise in product leadership, payments strategy, and operational transformation, aligning with IXOPAY's mission to deliver seamless, secure, and scalable payment orchestration solutions.

January 9, 2025

IXOPAY has joined forces with Riskified to combine enterprise payment orchestration and fraud prevention, taking merchant payment operations to the next level!

December 4, 2024

IXOPAY now delivers a comprehensive suite of PCI compliance solutions covering levels 1-4.

October 12, 2024

Following the merger of IXOPAY and TokenEx, and the appointment of Brady Harris as CEO, he quickly got to work expanding the leadership team with the additions of Ronnie Thomson as Chief Technical Officer and Kelly Wenzel as Chief Customer Officer.

September 2, 2024

IXOPAY has announced the integration and certification of the new PayPal Complete Payments Platform within its leading payment orchestration platform.

June 3, 2024

Following the IXOPAY and TokenEx merger, new leadership strengthens the company's market position and serves the evolving needs of customers.

April 17, 2024

I'm excited to announce that TokenEx is merging with IXOPAY, creating a new leader in global payment optimization. This will combine TokenEx's expertise in tokenization of payment data, with IXOPAY's best-of-breed payment orchestration, including transaction routing & reconciliation capabilities. The combined company will be called IXOPAY, a TokenEx Company, and represents a comprehensive product suite to secure and optimize payments.

April 17, 2024

Rene Siegl teilt seine Meinung uber die Fusion von IXOPAY und TokenEx

February 28, 2024

2024 is IXOPAY's 10 year anniversary! A decade of IXOPAY seems like a good time to pause and reflect on just how far we have come in that time, and how IXOPAY came to be in the first place.

December 11, 2023

Vienna, December 2023 - IXOPAY, a leading payment orchestration platform, and Visa, a global leader in payments, are pleased to announce the introduction of support for network tokenization in IXOPAY. Network tokenization simplifies the handling of card-on-file transactions for merchants, which are commonly used to handle subscription billing as well as purchases by return customers.

July 14, 2023

Partnership brings access to a wide range of payment methods

June 1, 2023

TokenEx has earned the Trusted Cloud Provider trustmark from the Cloud Security Alliance (CSA).

April 25, 2023

Partnership enables global brands to access local payment solutions in the Latin America region

March 21, 2023

Reduce fraud without impacting genuine customers

February 15, 2023

Focusing on Africa and the Middle East, the partnership delivers streamlined payment processes for businesses.

January 20, 2023

Find out more about the advantages of payment orchestration

January 18, 2023

Fraud Prevention Leader enters Partner Program

October 4, 2022

EDMOND, Okla., Oct. 4, 2022 - TokenEx, a leading cloud tokenization provider, announced today it has appointed Marc Olesen as the company's new chief executive officer. Olesen, a recognized security and payments industry leader, joins TokenEx on the heels of its recent $100 million Series B funding by K1 Investment Management....

September 13, 2022

TokenEx announced it has raised $100 million in Series B funding from K1 Investment Management. Read this post to see how TokenEx will use the new funding to invest further in its product, customer service, and account management teams.

July 6, 2022

Independent token service provider TokenEx recognized by Visa for its innovative payment solutions.

June 22, 2022

An optimal payment stack for Merchants of all size

May 16, 2022

TokenEx purchases AuricVault to bolster product-led growth strategy.

March 16, 2022

Payment orchestration supported by AML technology

February 2, 2022

Payment orchestration and open banking synergy

January 19, 2022

Recurring and one-off payments simplified and optimized

December 13, 2021

What businesses can do to thrive in the borderless online economy

November 18, 2021

Greater flexibility and choice with payment orchestration and advanced fraud protection

October 20, 2021

A fully agnostic payment solution for marketplaces and platforms

September 30, 2021

Optimize online payments across all channels and markets

September 10, 2021

New network tokens functionality increases the breadth of payments capabilities, minimizes fraud, and establishes a frictionless experience for consumers.

July 27, 2021

Centralized payments and unparalleled risk & credit management

June 16, 2021

Clients get access to best of breed payments orchestration and cloud based acquiring.

June 8, 2021

TokenEx joins a select group of innovators as a Nacha Preffered Partner, recognized for offering products and services that align with Nacha's strategies to advance the ACH Network.

May 20, 2021

Read what The Paypers writes about leading payment orchestration provider IXOPAY

May 18, 2021

Payment Orchestration Embraces Conscious Spending

May 11, 2021

TokenEx has added the rigorous ISO/IEC 27001:2013 certification to its already impressive trust package.

May 5, 2021

Volt integration offers IXOPAY merchants access to account-to-account payments across Europe from one connection

April 13, 2021

IXOPAY strengthens its client offering with the addition of fraud experts Fraudio

March 30, 2021

Payment Orchestration and Open Banking promote flexibility

March 25, 2021

See how IXOPAY compares in an independent vendor report

March 4, 2021

TokenEx and Truvantis combine to create a data centric security solution that minimizes risk while delivering valauable business insights.

February 18, 2021

After a successful PCI - DSS audit IXOPAY receives PCI 3-D Secure certification

January 14, 2021

TokenEx, an Oklahoma-based cybersecurity solution, has been recognized by global insurers for providing 'meaningful impact on cyber risk.'

December 14, 2020

Why you should optimize your existing payment strategy before you expand

August 26, 2020

Transforming cash into digital payments

July 9, 2020

Guiding you through your online payments journey

June 9, 2020

IXOPAY clients can now benefit from Finrax's transparent approach to Cryptocurrency

May 19, 2020

IXOPAY is now connected to the secure payment provider Trustly

April 7, 2020

Scammers beware: IXOPAY double-down on fraud prevention by partnering with NOTO.

March 17, 2020

ThePaypers' "Who is Who in Payments" report is an external report that describes the global payment solutions provider space today.

January 30, 2020

Who we are and why you should apply for a job with us

January 28, 2020

Edmond students returned from the holidays to find their lunch debts from the previous semester forgiven, thanks to TokenEx.

December 4, 2019

Paydoo and IXOPAY agree on a partnership to broaden their offerings in Europe

July 16, 2019

Truevo Payments Partners with IXOPAY to Provide Merchants with Easy Access to Acquiring and Card Payment Services

July 15, 2019

Paynetics, an EU-licensed acquirer, issuer and technology provider has entered into a strategic cooperation with IXOPAY

July 4, 2019

IXOPAY Partners with Digital Fraud Prevention Solution Provider Kount.

March 21, 2019

IXOPAY has successfully integrated Paymentwall in its payment platform enabling merchants to strengthen their eCommerce businesses worldwide. Paymentwall allows 5 billion people to make payments using not only credit cards but also 150 local payment options all over the world. At the same time, it helps over 200,000 merchants to expand globally.

January 15, 2019

Bank transfers via TransferWise

January 10, 2019

The Austrian Post processes all payment transactions and data via the IXOPAY payment platform.

December 18, 2018

IXOPAY expands its partner portfolio with Chase Paymentech enabling merchants to manage cross-border payments in multiple countries and more than 130 currencies.

December 7, 2018

IXOPAY has successfully integrated Paysafe in its payment platform, providing its clients with an additional payment processing solution and adding to the long list of available payment adapters.

November 9, 2018

IXOPAY is excited to be part of The Paypers "Payments and Commerce Market Guide 2018/2019" which has just launched its annual edition, addressing the most recent trends in the global eCommerce and payment industry.

May 21, 2026

Kiwi.com leveraged IXOPAY’s orchestration layer to build a scalable multi-acquiring strategy that improved resilience, flexibility, and payment performance globally.

April 10, 2026

Learn how Cleverbridge gained total margin control and identified $100k+ in cost optimizations using AI Payments Intelligence. Discover how transaction-level fee allocation and automated data synchronization across multiple PSPs drive smarter pricing decisions and global profitability.

May 4, 2023

Find out how this payment facilitator expanded their products and services without increasing its PCI scope.

March 14, 2023

Working with a tokenization partner enabled Pay N Seconds to connect to multiple gateways, retain token ownership, build consumer profiles, reduce scope by 75%, and save 33% on compliance.

February 2, 2024

Discover how tokenization helped Secure Medical reduce PCI compliance efforts and increase payment security for its customers.

March 24, 2025

IXOPAY + Dimoco | Powering Global Payments with Orchestration

September 25, 2024

At the recent MAG (Merchant Advisory Group) Payments Conference in Orlando, Florida, the IXOPAY team shared an insightful presentation on Carnival Cruise Line success story, demonstrating how orchestrating payments and simplifying compliance are made easier with Cloud-Based Point-to-Point Encryption.

May 2, 2024

Learn how Aer Lingus used tokenization to simplify their PCI compliance and maintain their ability to analyze card information.

October 17, 2023

Discover how Bill360 achieved simplified electronic payments for invoicing, reduced PCI scope, and reliable uptime and availability.

August 31, 2023

Discover how Payouts Network converted tens of thousands of stored credit cards to a new provider without downtime and reduced PCI scope.

August 30, 2023

Payliance needed a way to handle sensitive card information, while still maintaining their PCI compliance and reducing their PCI scope for their company and clients.

May 17, 2023

Find out how this mobile games company reduced their PCI audit efforts, increased focus on higher-security issues, and had the payment flexibility to work with multiple PSPs.

May 8, 2023

Discover how Oklahoma Turnpike Authority secured cardholder data outside of its internal systems, which reduced its PCI scope and gave them more time to focus on other projects.

April 21, 2023

Learn how Trust My Travel achieved dependable tokenization to fix a costly payments issue that impacted their revenue and customer loyalty.

March 19, 2023

VIVRI needed the flexibility and independence to work with multiple payment processors to ensure they are always processing payments in every country they do business in, increasing their revenue, and authorization rates.

March 15, 2023

Discover how Xplor Technologies reduced its operational security efforts, reduced PCI DSS scope, and increased data security.

March 15, 2023

This white label payment orchestration platform partnered with a tokenization provider to secure its cardholder data, reduce PCI scope, and help provide seamless payment experiences.

March 14, 2023

Learn how West Bend removed the PFI from its internal systems, which strengthened its security, minimized risk, and reduced the impact of a breach by 1.5 million records.

March 14, 2023

Find out how Tablet Hotels was able to reduce risk and simplify compliance, remove cardholder data from its environment, and still securely transmit payment data.

March 14, 2023

Super needed to securely collect and transfer third-party credit card data, which was possible by partnering with a tokenization provider. They experienced 100% growth YoY and enabled an additional 10% of its business.

March 14, 2023

Orvis integrated with the IXOPAY platform to accept and cleanse data before entering its system, allowing them to safely store and transmit it, reduce PCI scope by 90%, and protect PII.

March 14, 2023

By partnering with a tokenization provider, Acima saved tens of thousands of dollars annually, eliminated processing failures, and more without hindering critical business operations.

November 9, 2022

Kriptomat chose IXOPAY to manage its worldwide payment transactions.

January 18, 2021

IXOPAY to provide full payment support for ONE Insurance

December 14, 2020

The benefits of a collaborative partnership

September 22, 2020

A leading payment solution for a pioneering trading platform

July 21, 2020

IXOPAY centralizes payments, facilitates reporting, and strengthens the brand experience throughout the Austrian Post eCommerce ecosystem.

May 26, 2020

IXOPAY Announces Bankart as a New White Label Client

March 11, 2020

Users can now choose the payment method of their preference when renting tech.

October 21, 2019

Delivery Hero chooses IXOPAY to streamline the cash collection process from its riders

November 15, 2018

Creata is for more than 40 years a global brand ideas and activation agency, located in Chicago, USA. The company was in search of an experienced IT expert in the area of eCommerce for one of its customers - a worldwide successful quick service restaurant chain. IXOLIT has implemented the registration process, the subscriber data validation as well as the integration of payment solutions via the IXOPAY Payment Platform.

April 8, 2026

Learn how merchants are building a shared trust layer to master autonomous commerce, ensuring secure, transparent, and high-performing payments for AI-driven transactions.

April 8, 2026

The Unified Trust Layer secures Agentic Commerce by moving beyond identity to probabilistic Risk Scoring that validates AI agent intent and behavior.

February 11, 2026

AI is moving from recommending purchases to initiating them—here’s what your payment stack needs to handle what comes next.

November 11, 2025

Discover how leading travel merchants are rethinking payments to build resilience and optimize conversions through orchestration.

November 4, 2025

Discover how to boost authorization rates and reduce churn with Account Updater. Watch our expert-led webinar to optimize your payment performance.

August 13, 2025

Learn how payment connectivity and orchestration help merchants scale globally, add payment methods faster, and turn payments into a growth driver.

May 9, 2025

Everyone is talking about network tokenization, but how do you actually use it to reduce costs, improve authorization rates, and future-proof your payments?

May 9, 2025

Ready to turn your payments from a cost center into a growth engine?

September 26, 2024

In a joint webinar between IXOPAY (TokenEx) and MRC, IXOPAY CTO John Noltensmeyer highlighted important changes to PCI DSS 4.0 that merchants should know.

September 26, 2024

Discover how to manage a multi-PSP strategy and the benefits of owning your payment data to control your business growth.

September 26, 2024

Discover the latest trends in fraud rates, the potential impact on your business, and how to get ahead in 2024.

September 26, 2024

This blog explores the importance of using both universal and network tokens to optimize payment systems, minimize risks, and future-proof operations.

September 26, 2024

Discover five effective payments insights and four key strategies organizations can adopt moving forward.

August 22, 2024

Learn the ROI of payment orchestration and the impact it can have on your business growth.

August 20, 2024

Gain insights from industry experts on how to modernize your payment stack, secure customer data, and grow your business.

July 17, 2024

Expired credit card information can create a lot of headaches if you have customers with frequent or recurring purchases.

July 12, 2024

Discover PCI DSS 4.0 updates and compliance tips from IXOPAY, HUMAN Security, and A-LIGN experts. Prepare for the March 2025 deadline with essential insights and strategies.

May 31, 2024

Adam Vissing and John Noltensmeyer from IXOPAY, a TokenEx Company talk about how technologies streamline transactions, enhance security, and optimize payment processes in this webinar hosted by Melisande Mual of The Paypers.

December 14, 2023

Discover the importance of payment optimization and a multi-PSP strategy in this recap blog from a recent TokenEx and Verisave webinar.

March 4, 2021

Discover how payment orchestration is revolutionizing online payments

November 2, 2026

Learn how independent tokenization, payment orchestration, and payments intelligence help merchants build flexible infrastructure and avoid vendor lock-in.

October 15, 2026

Consider this: a business with $100 million in attempted payment volume could capture up to $1 million more by improving payment success by just 1%.

August 7, 2026

Discover how AI agents are transforming payment operations, from routing and reconciliation to reporting, governance, and optimization.

July 2, 2026

Learn what agentic commerce is, how AI agents are changing payments, and what merchants need to do to prepare for autonomous transactions.

June 25, 2026

Learn how developers can reduce payment complexity, improve performance, and gain more control with orchestration, tokenization, and emerging payment methods.

June 4, 2026

Spending too much time analyzing payments data? Save hours, days, or even weeks with Payment Intelligence.

February 13, 2026

As AI agents begin transacting on behalf of consumers, merchants must build a new trust layer to manage risk and capture the revenue opportunity.

May 22, 2025

How today’s leading merchants are solving multi-processor complexity at scale.

November 13, 2025

Learn how to monitor VAMP ratios, reduce risk, and stay compliant.

November 11, 2025

Involuntary churn silently drains subscription revenue—this guide reveals how to stop it with smarter payment recovery and orchestration.

November 5, 2025

Turn travel payment challenges into revenue opportunities.

September 18, 2025

Learn the best practices and options for implementing network tokens.

July 7, 2025

One integration. Any processor. Zero rewrites. Learn how orchestration transforms payments into a growth engine.

March 25, 2025

What is a BIN? And why is it useful?

March 25, 2025

Is it best to buy a solution from a third party or build one from the ground up?

March 5, 2025

Read this guide to learn how PAR fits into payment flows, what its benefits are for merchants, and how to leverage PAR to optimize business operations.

October 24, 2024

Tokenization-a security method that replaces sensitive card information with unique tokens-has emerged as the standard for securing payment data, but are all tokens created equal? Discover how using the latest token formats together can boost approval rates and reduce fraud.

July 15, 2024

Learn about the ROI of payment orchestration and the effect it could have on your bottom line.

January 31, 2024

Tokenization has been adopted by organizations to address data protection and compliance concerns.

July 22, 2026

Your payments data may be telling you more than you think. IXOPAY’s Payments Intelligence Checklist helps you uncover gaps in visibility, monitoring, reporting, chargeback prevention, and VAMP readiness.

June 30, 2025

Explore how PCI compliance responsibilities are distributed between IXOPAY and its customers to ensure secure handling of cardholder data.

June 2, 2025

SAQ A helps merchants without electronic cardholder data systems demonstrate PCI DSS v4.0 compliance through a focused self-assessment process.

May 24, 2024

PCI DSS compliance is a requirement for any organization that uses or stores cardholder data. Learn everything you need to know about PCI compliance for your company in this blog.

December 13, 2024

The first edition of the Global Ecommerce Report - Tackling Challenges and International Expansion with Strategic Partnerships explores the hottest trends in the payments and ecommerce industries.

November 9, 2023

This guide provides strategies for reducing the complexity and cost of compliance, and ultimately achieving it.

November 1, 2023

Explore how BIN data can improve payment outcomes, from boosting authorization rates to mitigating fraud risks. Read the blog at tokenx.com.

August 28, 2023

IXOPAY can help you understand the evolving PCI DSS requirements. Use our free checklist to prepare for your next PCI audit.

June 30, 2023

The Sunday Times has published a report on the Future of Payments.

January 28, 2019

Read the latest interview from our VP Sales & Business Development Adam about the high growth of eCommerce markets, the state of the online marketplace and local payment preferences. Get in-depth insights in the versatile and fast-moving payment world in this ThePaypers article.

October 1, 2021

Shaping the future of payments through collaboration

June 24, 2024

Money20/20 is an important events for us. Our colleagues share their experience.

March 26, 2024

With MPE shaping trends for the year, we asked our team for their impressions

May 2, 2023

Because of the nature of online payments, many ecommerce businesses struggle with low authorization rates, expired payment information, fraud, payment gateway issues, and high cart abandonment rates. If you want to avoid these costly issues and reclaim lost revenue, this blog will walk you through proven solutions to overcome these challenges.

September 29, 2022

IXOPAY participated for the first time in Europe's largest retail event.

July 12, 2022

Our IXOPAY team joined leading experts at Europe's No. 1 Merchant Payments Event

June 27, 2022

Leading fintech convention presented the trends of the industry

June 12, 2019

From June 3-5 we attended Money 20/20 Europe in Amsterdam. Beside 27 meetings, 5 networking events and close to 50 new contacts, Money 20/20 was also worth a visit in terms of the provided content and panel discussions.

March 30, 2026

PSP tokens may seem convenient—until they limit your growth; discover how universal tokens unlock flexibility, higher approvals, and future-ready payments.

June 6, 2025

See how payment orchestration streamlines payments across providers, markets, and methods—all through a single API.

June 22, 2026

Discover how Payment Intelligence delivers real-time insights.

December 17, 2025

Learn all about tokens in our Tokenization 101 infographic.

November 2, 2026

IXOPAY is proud to attend MRC Dublin 2026 taking place November 2-4 at the Clayton Hotel Burlington Road. Hosted by the Merchant Risk Council (MRC), this event brings together hundreds of payments and fraud prevention professionals from across the UK&Ireland and EMEA for a exclusive merchant-only event dedicated to strengthening the future of secure, efficient commerce.

October 20, 2026

IXOPAY is excited to participate in the Payments Leaders’ Summit UK Fall on October 20 - 21in London. This invitation-only event brings together senior payment executives, fraud specialists, PSP managers, and infrastructure architects for two days of networking, strategic discussions, and high-value meetings. On the first day, IXOPAY will host a roundtable on The Next Generation of Payment Orchestration.

November 10, 2026

IXOPAY is excited to participate in the Payments Leaders’ Summit on November 10 - 11, 2026 in San Diego. This invitation-only event brings together senior payment executives, fraud specialists, PSP managers, and infrastructure architects for two days of networking, strategic discussions, and high-value meetings. On the first day, IXOPAY's Enterprise Sales Executive, Meghan Walls will join a panel discussion on The Orchestration Advantage: Building Smarter, Faster and More Resilient Payments.

October 7, 2026

Two days built around you. The operators, builders, and decision-makers running modern payments.

October 18, 2026

Meet IXOPAY at Money20/20 USA in Las Vegas, fintech’s most influential gathering.

September 30, 2026

IXOPAY will attend Payments Leaders’ Summit Europe in Amsterdam on 30 September - 1 October, joining Europe’s top payment executives for two days of strategic networking and insights. Let’s connect to explore how orchestration can support your payment goals and infrastructure strategy.

September 27, 2026

IXOPAY is heading to MAG Payments Conference in Nashville on September 27 - 30, joining the merchant community in shaping the future of payments. Connect with us onsite to see how IXOPAY’s Performance Layer drives agentic payments and maximizes your total return on payments.

September 10, 2026

IXOPAY is proud to attend PayTail Chicago, taking place on September 10. PayTail Chicago sets the agenda for the future of retail commerce and digital payments - where retail commerce meets the next generation of payments.

August 19, 2026

IXOPAY is excited to sponsor GROW NY, taking place in New York City on August 19. Expect honest insights, proven wins, and a front-row look at the AI tools reshaping the eCommerce industry.

July 27, 2026

IXOPAY is attending PaymentsEd 2026 Annual Forum in Boston on July 27-29, joining industry leaders focused on education, compliance, and enterprise payment strategy. Let’s connect onsite to explore how orchestration can elevate your payment performance!

June 24, 2026

IXOPAY will attend Payments Leaders’ Summit US 2026 in Nashville on June 24-25 joining senior payments leaders, decision-makers, and budget holders from across the US East Coast.

June 30, 2026

Next Stop: Stripe Tour Berlin! We are thrilled to announce that IXOPAY is joining Stripe Tour Berlin on 30 June as a Core Sponsor.

June 10, 2026

Next Stop: Stripe Tour London! We are thrilled to announce that IXOPAY is joining Stripe Tour London on 10 June as a Core Sponsor.

June 2, 2026

IXOPAY will attend Money 20/20 Europe in Amsterdam, joining Europe’s most influential leaders in banks, payments, tech, startups, retail, policy, crypto, cybersecurity, and beyond to be inspired and get business done.

April 28, 2026

IXOPAY will attend Payments Leaders’ Summit UK 2026 in London on April 28–29, joining Europe’s top payment executives for two days of strategic networking and insights. Let’s connect onsite to explore how orchestration can support your payment goals and infrastructure strategy.

April 13, 2026

IXOPAY is attending MRC London 2026 in Las Vegas from April 13–15, joining industry professionals in payments and fraud prevention.

April 13, 2026

An afternoon of product innovation, strategy, and connection—designed for our top customers.

March 17, 2026

The Merchant Payment Ecosystem (MPE) 2026 conference is scheduled for March 17-19, 2026, in Berlin, Germany. Recognized as Europe's premier event for merchant payments, MPE brings together over 1,500 senior payment professionals, including 500+ top merchants and 160+ industry-leading speakers.

March 16, 2026

IXOPAY is attending MRC Vegas 2026 in Las Vegas from March 16–19, joining industry professionals in payments and fraud prevention.

March 3, 2026

Meet IXOPAY at ITB Berlin 2026 in Germany, the World’s Leading Travel Trade Show.

February 10, 2026

Meet IXOPAY at Finovate EU 2026 in London, where banking leaders, investors, and innovators come together to shape the future of fintech.

February 27, 2026

An exclusive evening where real merchant challenges meet real solutions, followed by an unforgettable live experience in the mountains.

January 19, 2026

Meet IXOPAY at ICE Gaming 2026 in Barcelona, the place the world of gaming goes to do business.

January 11, 2026

Meet IXOPAY at NRF 2026: Retail’s Big Show in NYC, for the premier retail event of the year.

December 4, 2025

Join IXOPAY and Payments Ed for a webinar happening on 4 December 2025. Register to learn how AI can help your team focus less on manual work and more on making confident, informed decisions about your payments.

November 18, 2025

Join IXOPAY and the global MRC community for Payments Orchestration, their Virtual Summit happening on 18 November 2025. This half-day event explores one of the most transformative areas of fintech — how payment orchestration streamlines infrastructure, improves data visibility, and optimizes performance across global commerce. From intelligent transaction routing and AI-driven orchestration to regional compliance challenges and the future of agentic AI, you’ll gain actionable insights to strengthen your payments strategy.

November 13, 2025

In today’s subscription economy, payment performance defines business success. Join The Paypers, IXOPAY, and Zooplus for an exclusive panel exploring how leading subscription and SaaS brands are turning payment operations into strategic growth engines. Discover how network tokenization, card account updaters, and smart payment orchestration can combat failed renewals, reduce churn, and elevate authorization rates—while delivering seamless subscriber experiences across global markets. Packed with real-world insights and actionable strategies, this session is a must-attend for payment professionals looking to modernize their billing infrastructure and scale smarter.

November 11, 2025

Payments in the travel industry are uniquely complex—from high decline rates and fraud risks to fragmented settlement flows and shifting regulations like PSD2/SCA. In this webinar, experts from IXOPAY, Kiwi.com, and Up in the Air Travel Payment Consultancy will share practical strategies to improve authorization rates, streamline refunds and reconciliation, manage compliance, and build a flexible payments infrastructure that meets evolving traveler expectations. Join us to learn how leading travel merchants are solving today’s toughest payment challenges.

October 28, 2025

Meet IXOPAY at ePAY Summit in London, for the premier event for leaders in retail, eCommerce and payments industry.

October 27, 2025

Join a curated group of industry leaders, key partners, customers, and prospects for an evening of innovation, thought leadership, and forward-looking discussions on the future of payments.

October 26, 2025

Meet IXOPAY at Money20/20 USA in Las Vegas, fintech’s most influential gathering.

October 23, 2025

As the payments landscape continues to evolve, keeping card data current is essential to reducing failed transactions and maintaining strong authorization rates. Join IXOPAY’s experts for an in-depth session on Card Account Updater (CAU) solutions and how they’re shaping the future of payment optimization.

October 15, 2025

In today’s digital economy, protecting revenue while delivering seamless payment experiences has never been more challenging. Rapid shifts in consumer behavior, rising fraud threats, and evolving regulations demand smarter, more adaptive strategies. Success in 2026 will require more than good intentions—it calls for a resilient payments infrastructure paired with intelligent fraud management.

October 7, 2025

An afternoon of product innovation, strategy, and connection—designed for our top customers.

September 15, 2025

IXOPAY will attend Payments Leaders’ Summit EU 2025 in Amsterdam on September 15–16, joining Europe’s top payment executives for two days of strategic networking and insights. Let’s connect onsite to explore how orchestration can support your payment goals and infrastructure strategy.

September 8, 2025

IXOPAY is heading to MAG Payments Conference 2025 in San Antonio from September 8–11, joining the merchant community in shaping the future of payments. Connect with us onsite to explore how orchestration can streamline your payment strategy and drive results.

August 12, 2025

In today’s fast-moving commerce landscape, enterprise payment stacks can’t afford to be rigid or fragmented. Join IXOPAY’s SVP of Product, Yasser Abou-Nasr, and Principal Product Manager, Kiel Cook, for an expert-led session on how payment connectivity is reshaping global transaction flows and helping merchants scale smarter.

July 28, 2025

IXOPAY is attending PaymentsEd Forum 2025 in Anaheim from July 28–30, joining industry leaders focused on education, compliance, and enterprise payment strategy. Let’s connect onsite to explore how orchestration can elevate your payment performance.

June 25, 2025

We’re sponsoring the Payments Leaders’ Summit USA in Miami this June — a high-level gathering of the brightest minds in payments. Reach out to the IXOPAY team to schedule a meeting onsite and discover what orchestration can do for your business.

June 16, 2025

IXOPAY will attend Riskified Ascend NYC this June to join leaders in fraud prevention, payments, and eCommerce for a day of insight and innovation. Let’s connect and explore how orchestration can reduce risk while boosting revenue.

June 3, 2025

Meet IXOPAY at Money20/20 Europe in Amsterdam, fintech’s most influential gathering.

May 29, 2025

FlexPay + IXOPAY Happy Hour – Dallas: Wind down after SubSummit with FlexPay and IXOPAY at our exclusive happy hour on May 29 at the Thompson Hotel. Enjoy rooftop views, craft cocktails, and meaningful conversations with fellow payment and subscription pros.

May 28, 2025

Meet IXOPAY at SubSummit 2025, the leading event for subscription commerce. We’re joining the conversation on how payment orchestration fuels growth in DTC and recurring revenue.

May 16, 2025

Unlocking Growth in Digital Commerce – Turning Declines into Approvals

May 7, 2025

Discover how network tokenization is transforming payments beyond security—boosting authorization rates and reducing fraud. In this expert-led Q&A session, you'll learn how to harness this emerging technology, navigate different token formats, and implement best practices across multiple PSPs. Whether you're exploring adoption or refining your strategy, this webinar delivers actionable insights to optimize transaction success and future-proof your payment stack.

May 6, 2025

Discover how to create a tailored payments roadmap, take actionable steps at any stage of your business, and leverage payment strategies to uncover insights that drive growth and resilience. Don’t miss this opportunity to future-proof your payments and your business!

March 31, 2025

IXOPAY is a proud sponsor of Riskified’s Ascend 2025! Ascend 2025, Riskified’s exclusive customer event series, brings together top industry leaders to discuss the future of fraud prevention, payments, and eCommerce optimization.

April 29, 2025

The Payments Leaders’ Summit, is taking place on April 29-30, 2025, at the prestigious Intercontinental Park Lane in London. This exclusive event brings together the most influential leaders in the payments industry, including senior decision-makers, innovators, and key stakeholders, to shape the future of payments.

April 2, 2025

ETA TRANSACT 2025, the premier event for the payments industry, is set to take place from April 2-4 at Mandalay Bay, Las Vegas. Hosted by the Electronic Transactions Association (ETA), this must-attend conference brings together thousands of payments professionals, fintech leaders, ISOs, ISVs, financial institutions, and technology providers to explore the latest innovations shaping the future of payments.

March 18, 2025

The Merchant Payment Ecosystem (MPE) 2025 conference is scheduled for March 18-20, 2025, in Berlin, Germany. Recognized as Europe's premier event for merchant payments, MPE brings together over 1,500 senior payment professionals, including 500+ top merchants and 160+ industry-leading speakers.

April 9, 2025

AI for Payment Observability: Meet Your New Co-Pilot by IXOPAY Payments are the heartbeat of your business, but let's be real, they can also be a headache.

April 9, 2025

Learn what a Card Account Updater is, how it helps reduce payment declines, and why businesses should use it.

April 3, 2025

By Rihab Oudda We're proud to share that Congrify has been selected to join the Visa Innovation Program Europe 2025-a milestone moment for our team and our mission to transform payment data into actionable intelligence for merchants and platforms across

March 28, 2025

Aperia Compliance Solutions, an IXOPAY company, is excited to announce the appointment of Tony Norrie as its new President!

March 26, 2025

IXOPAY joined the Merchant Payments Ecosystem (MPE) in Berlin. Here's our recap of the 5 key trends that caught our attention at MPE 2025.

March 25, 2025

Get an in-depth look at how to achieve and maintain PCI DSS certification.

March 19, 2025

Accurate payment reconciliation helps businesses manage cash flow, detect fraud, and maintain compliance with financial regulations.

March 12, 2025

Discover how new PCI DSS requirements combat digital skimming and how Aperia’s Payment Script Monitor simplifies compliance for ecommerce merchants.

March 5, 2025

With its potential to improve authorization rates and reduce fraud, network tokenization has emerged as a critical innovation in the payments industry, with merchants increasingly seeking to understand its implementation and benefits. But is it worth the hype?

March 5, 2025

On behalf of everyone at IXOPAY, I am excited to announce the launch of our PAR solution for merchants of all sizes and industries!

February 26, 2025

Learn how BIN data enhances fraud detection and reduces chargebacks by identifying risky transactions, streamlining payment processes, and improving transaction security.

February 11, 2025

Learn why PCI DSS compliance is crucial for the travel and hospitality sector, and how businesses can achieve and maintain it.

January 30, 2025

Discover the true cost of achieving PCI compliance, which will vary depending on your business size and transaction volume.

January 15, 2025

Discover the key differences between payment orchestration and payment gateways.

January 2, 2025

Can you provision a network token with your PSP, and voila-you reap all the benefits of fraud reduction, higher approval rates, and up-to-date card data?! Read our blog on the untold truth of network tokens for the scoop on what the card networks don't tell you.

December 24, 2024

Transaction success rates are a key metric of online payment and ecommerce success. Read how payment orchestration platforms are a clear method to improve transaction success rates.

December 17, 2024

Five Payment Predictions Impacting Merchants in 2025

December 10, 2024

As part of our ongoing Partner Spotlight series, we are excited to highlight CoinGate, a leading provider of cryptocurrency payment solutions. CoinGate helps businesses embrace digital currencies through streamlined tools for payment processing, invoicing, and integration.

November 27, 2024

Are you ready for PCI v4? The final compliance deadline is March 31, 2025.

November 19, 2024

Expanding your operations across borders means more complexity. Find out how payment orchestration accelerates time to market for international payments.

November 15, 2024

Want to boost authorization rates? Reduce costs? Mitigate fraud? One powerful tool that can help achieve these goals is BIN Lookup.

October 18, 2024

Keep reading to learn the key considerations for payment vendor selection, including understanding your payment strategy, prioritizing customer experience, ensuring security and compliance, evaluating cost structures, and future-proofing your payment infrastructure.

October 15, 2024

By Marco Conte On Joining Berkeley SkyDeck Batch 18 Looking back, we're filled with gratitude and pride to have been part of Berkeley SkyDeck's Batch 18, where Congrify joined 20 innovative global startups in the heart of Berkeley and San

August 15, 2024

Welcome to another part of our series on costs in payments! Take a look at our previous posts to learn about chargebacks, different pricing models, and more. Now that we've discussed the true factors and costs of

August 10, 2024

Ensure compliance by comparing your organization's controls to our PCI Compliance Checklist.

August 2, 2024

Companies that qualify for an internal PCI DSS compliance verification are required to submit a Self-Assessment Questionnaire. Learn more about SAQs, and how to fill them out, in this blog.

August 1, 2024

A chargeback or payment dispute occurs when a customer disputes a charge to their credit or debit card. When this happens, the merchant will have to refund the purchase before going through a lengthy process to prove and validate that charge.

July 25, 2024

Effective payment management begins with transparency into the multitude of costs and understatement of how fees are charged and calculated. Payment service providers (PSPs) typically deduct fees from expected payouts to merchant bank accounts.

July 25, 2024

With the advent of PCI DSS 4.0, MRC and IXOPAY expert John Noltemeyer joined forces to present a webinar highlighting everything merchants need to know about the upcoming changes.

July 18, 2024

In the ever-evolving world of e-commerce, businesses must constantly adapt to meet the demands of a dynamic market. One area that often poses significant challenges is payment processing.

July 16, 2024

to merchants and consumers, with costs being critical in determining the efficiency and sustainability of operations. Ultimately, costs

July 9, 2024

Up to 20% of online transactions fail, completely wasting your customer acquisition spend. The real issue? Every PSP uses different decline codes for the same errors. Learn how standardizing this fragmented data rescues your conversion rates, stops customer churn, and fixes checkout friction.

June 26, 2024

At IXOPAY, we understand how managing payments can be a hassle. From deciding how to organize payment strategies, choosing and implementing the right PSPs and payment methods, to running operational processes that include organizing data across

June 18, 2024

By Marco Conte Data storage services are abundant and essential to the payment industry. Snowflake and companies alike offer services from data ingestion to storage. However, complexities still lie within a company's internal processing and handling of this data. Congrify

June 12, 2024

The Payment Card Industry Data Security Standard (PCI DSS) is an information security framework intended to protect cardholder data (CHD). The PCI DSS applies to any entity that stores, processes, or transmits payment card account data.

June 5, 2024

Key points and insights from our recent customer webinar about payment orchestration.

May 31, 2024

Follow these six steps to begin the compliance process and become PCI compliant. IXOPAY can help.

May 2, 2024

The recent merger of TokenEx and IXOPAY, resulting in IXOPAY, a TokenEx Company, marks a significant milestone in the evolution of payment solutions. Most importantly, this union extends TokenEx's comprehensive portfolio with the ability to add IXOPAY's advanced payment orchestration capabilities.

April 29, 2024

Mo looks back at how Ecommerce has changed

April 29, 2024

Learn about PCI DSS levels and their significance for businesses handling cardholder data.

April 25, 2024

Can AI help merchants optimize their transaction routing?

April 22, 2024

Looking for a payment orchestration platform? Discover the top payment orchestration platforms to help you decide which option is best for your business.

April 20, 2024

Managing thousands of digital transactions daily requires more than just processing power—it requires actionable intelligence. From uncovering revenue leakage to automated fraud prevention, learn how advanced payments data analytics and automated reconciliation protect your bottom line. Plus, we break down the pros and cons of building vs. buying your payment analytics software.

April 17, 2024

Network tokenization from IXOPAY increases payments capabilities, minimizes fraud, and establishes a frictionless customer experience.

April 11, 2024

What does a PCI service provider do and what are the benefits of using a compliant service provider?

April 10, 2024

Processing credit card payments means complying with PCI DSS. Credit card tokenization helps reduce your PCI scope.

March 25, 2024

High chargeback rates don't just drain your revenue—they risk your entire merchant account. When customers bypass support and go straight to their banks, the resulting fees and manual processes can cripple an e-commerce operation. Discover how centralizing your chargeback data across multiple providers unlocks the proactive insights needed to fight friendly fraud, cut dispute costs, and protect your bottom line.

March 20, 2024

Explore the IXOPAY PCI-validated P2PE solution to achieve enhanced data protection, reduced compliance burdens, and more.

March 20, 2024

Legislators have increasingly been identifying BNPL as an area of concern.

January 31, 2024

Worried about your PCI DSS 4.0 readiness? This post will go through both a basic PCI DSS 4.0 readiness checklist and an expert-touted accelerated track to compliance for companies looking for the easiest, and most cost-effective, path to compliance.

January 26, 2024

In the recent webinar between TokenEx and Kount, Aaron Chesley and Cheyenne Clark discussed key insights on payment optimization and fraud prevention trends.

January 25, 2024

A new year has begun, so we asked IXOPAY's resident experts for their predictions for 2024.

January 18, 2024

Card transactions where card details for the transaction are retrieved from storage, rather than entered manually by the cardholder, are referred to as "card on file" transactions.

December 19, 2023

As the payments space continues to evolve rapidly, the payment experts here at IXOPAY have compiled five predictions about the changes we'll see in 2024.

December 12, 2023

In today's data-driven world, having the right KPIs at your fingertips matters

November 30, 2023

Owning your payment data is essential to fully unlock your payment stack and enable strategic payment processing. Learn more in this blog.

November 20, 2023

Black Friday and Cyber Monday have evolved into a week-long extravaganza providing more and more challenges for Merchants.

October 23, 2023

High risk merchants face unique challenges. Payment orchestration can help.

October 18, 2023

Finding the perfect payment service provider, one with low rates and fees that offers every capability you need, is a thing of the past. For businesses looking to optimize their revenue, strategic payment processing has never been more crucial.

October 9, 2023

Our 5 Gartner key takeaways from the Market Guide for Digital Commerce Payment Vendors report can help you understand the complex and evolving payments market.

September 30, 2023

It's our goal to unlock the power of payment data and intelligence for global merchants and fintech companies. Over the last few months, we have been busy with many things, integrating new payment service providers into our product and developing a unique solution to help customers fully access their data from every payment provider and derive the actionable insights they need to run their business, generate more revenue and reduce operating costs.

September 27, 2023

IXOPAY is a payment orchestration platform (POP). But where exactly did this term come from? Learn the origins of this powerful payment optimization solution.

September 5, 2023

Merchant advice codes provide merchants with information on how to handle declined transactions

August 29, 2023

Protecting sensitive payment details is crucial to online merchants

August 16, 2023

This expert guide will help you choose a tokenization solution and outline the pros and cons of tokenizing your organization's sensitive data with different technologies and providers that comprise the tokenization landscape.

August 14, 2023

The Latin American payments landscape is diverse with many unique payment options

August 9, 2023

The open banking revolution. Attend any event within the payments industry, listen to a panel discussion, or just talk to merchants working in the trenches, and the same points of discussion will come up time and again.

July 14, 2023

Merchants face risks from the collapse of banks and financial institutions. Diversification can help mitigate these risks.

July 13, 2023

3DS v2.1.0 to be phased out in favor of v2.2.0

July 3, 2023

Congrify's no-code solution gives Flix full access to previously fragmented payment data. Munich, 3rd July 2023. Congrify, the payments intelligence solution company, has been named the strategic payments data management partner of Flix - the global mobility provider, offering sustainable

June 29, 2023

Discover the consequences of expired payment info and how ecommerce payment solutions can address this common payment challenge.

June 26, 2023

Ensure return customers can reuse payment details and streamline their checkout experience.

June 17, 2023

Years after Europe’s SCA deadline, merchants still struggle to balance strict PSD2 compliance with frictionless checkouts. Maximizing acceptance rates means mastering complex 3DS2 data fields and optimizing high-stakes SCA exemptions like TRA and LVP. Learn how to transform fragmented provider data into actionable intelligence that minimizes checkout friction and protects your revenue.

June 16, 2023

Account updater is an easy-to-adopt tool that can increase customer satisfaction and company revenue. Learn more about how it works, and how you can increase successful transactions, in this blog.

June 14, 2023

Card-on-file tokenization enables companies to claim all the benefits of storing cards on file while minimizing risk and compliance complications. In this blog, we'll explain how credit card tokenization works, how it increases company revenue, and the best way to implement tokenization for your company.

June 8, 2023

Payment tokenization can save online businesses from cyber attacks, as well as supporting compliance efforts and improving customer site experience.

May 26, 2023

Card-on-file transactions occur when cardholders authorize merchants to securely store their payment details and bill their cards for future purchases.

May 19, 2023

Utilize tokenization to offer your customers a better and safer experience, while saving money and enabling recurring transactions for repeat customers. Learn how to revolutionize your retail payments in this blog.

May 11, 2023

3DS authenticates users to reduce the risk of fraud and and identity theft. Learn how it can meet SCA and PSD2 requirements and modernize your payments in this blog.

May 7, 2023

It is crucial for merchants to be able to monitor and understand their payment data. However, as we have already covered, this can be incredibly complicated. We know from our teams' combined 50+ years of experience.

May 1, 2023

As a PSP (payment security provider), you want to make sure merchants are given the tools to help their payments run smoothly behind the scenes. The IXOPAY and Payshield partnership is designed to support PSP's top operational and security needs.

April 26, 2023

Processing transactions efficiently, securely and reliably is key to business success but also brings challenges.

April 12, 2023

Need to expand your business in a new country? Discover how a multi-processor strategy can increase your authorization rates, revenue potential, speed-to-market, and more.

April 8, 2023

Juggling multiple PSPs like Stripe, Adyen, and PayPal means dealing with completely different data formats, conflicting decline codes, and messy settlement reports. Before you can even begin to analyze transaction performance or hidden fees, your team is bogged down in manual data mapping. Discover how standardizing this data chaos reveals your true payment costs and boosts performance without heavy coding.

April 5, 2023

Any system that processes or stores cardholder data, including third-party payment processors, must be PCI compliant. Read this blog to learn the best way to obtain and maintain compliance.

March 12, 2023

Global digital payments are projected to triple this decade, transforming the choice of your payment stack into a high-stakes business strategy. But whether you build direct multi-PSP integrations or deploy an orchestration layer, a major roadblock remains: you cannot optimize what you cannot clearly see. Learn how to break down the silos of fragmented provider data to gain true visibility and maximize your transaction revenue.

March 9, 2023

Only using one PSP means a merchant may pay higher fees and lose legitimate transactions. Learn the solution to this problem in this blog.

March 1, 2023

How can you improve your authorization rates with a multi-processor strategy? Reduce your processing downtime by having fallback options, utilize automatic retries with another gateway if a transaction is declined, and route transactions to the best gateway.

February 23, 2023

The world of digital payments can be daunting to the uninitiated. In this article, we look at will cover the basic life cycle of a typical transaction and the players involved in processing.

February 8, 2023

Buy Now Pay Later (BNPL) has become a popular option for consumers in recent years.

February 1, 2023

Discover more about e-commerce in the metaverse

January 12, 2023

Recent developments such as Covid-19 have radically reshaped the payments landscape, driving digital acceleration and changing how both consumers and retailers interact. With this in mind, we take a look at the top 5 trends for 2023.

December 13, 2022

The Payment Card Industry Data Security Standard (PCI DSS) lays out a series of requirements for companies that handle credit card data. This includes the need for annual recertification. As IXOPAY recently completed the process of recertification, and PCI DSS 4.0 was announced this year, we took this as an opportunity to take a closer look at PCI DSS.

November 24, 2022

Open banking begins with a simple premise: financial data belongs to the customer, not the bank. Open banking is built upon open source technology that allows financial service providers to deliver services by integrating directly with customers' bank accounts, and has recently transformed the digital payments sphere.

November 18, 2022

Account takeover fraud happens when cybercriminals use stolen credentials to particupate in unauthorized account use. Learn how to stop account takeovers (ATOs) in this blog.

November 18, 2022

Network tokenization is a type of card tokenization specific to each major card network, which exchanges sensitive cardholder data like PANs with a token issued by each brand.

November 15, 2022

Basis points (bps) are a unit of measurement equal to 0.01%. Read this blog to learn what a bps is and why this term is widely used in the financial industry instead of percentages.

November 10, 2022

ACH payments are a great tool to drive recurring revenue, but when they fail, they trigger an ACH return. In this blog, we'll explain what an ACH return is and what tools you can use to prevent ACH returns.

November 3, 2022

Soft declines are declines made by the issuing bank because of technical issues or suspected fraudulent behavior. Learn how to recapture these failed payments in this blog.

November 2, 2022

Device fingerprinting gathers data about a web user's activity, software, and hardware configurations. Learn more about how this information assists with fraud analysis in this blog.

October 27, 2022

Buy now, pay later (BNPL) is a payment form allowing customers to purchase items that are repaid in fixed, smaller interest-free installments. This is a popular alternative for customers and fraudsters.

October 25, 2022

3-D Secure 2.0 enhances customer experience by using contextual data to determine which transactions are actually high risk. But is it mandatory? Find out in this blog.

October 24, 2022

Network tokens are a security tool offered by card networks that replace primary account numbers with tokens. Learn more about how network tokens can increase revenue, and cardholder security, for your company in this blog.

October 13, 2022

3-D Secure Authentication (3DS) is a security protocol used to add an additional layer of identification in the payment process.

October 11, 2022

3DS V1 is coming to an end a nd will be replaced by 3DS V2 in mid-October.

October 10, 2022

PCI and tokenization are on the rise. Read more in our blog.

October 3, 2022

Going over the limit of fraudulent transactions can land your company in the Visa Fraud Monitoring Program. Learn about the fines and punishments associated with this program, and how to stay out of it, in this blog.

September 13, 2022

A credit floor means the limit above which a transaction must be authorized. Every credit floor decline reason is dependent on the customer's bank.

September 12, 2022

Credit card authorizations can be due to technical or financial issues. Merchants can reauthorize cards on file to successfully complete a transaction.

September 1, 2022

Payment reversal is when funds are returned to a cardholder's bank, which can be done via authorization reversals, refunds, or chargebacks.

August 23, 2022

When it comes to protecting sensitive data, tokenization and encryption are common solutions. Learn more about both in this blog.

August 18, 2022

In this blog we'll quickly explore downtime and uptime meaning, explain the potential cost of downtime for your business.

August 15, 2022

A third-party tokenization provider has several benefits, such as less risk of data breaches, gaining customers' trust, and improved payment innovations.

August 11, 2022

EMVCo has decided to provide a standard kernel that will work globally to unify contactless payment kernels and simplify payments.

August 10, 2022

There are numerous factors for small businesses to consider when searching for a credit card processor, including pricing, customer support, and features.

August 3, 2022

Risk scoring is a fraud prevention tool that uses statistical models and data to determine whether card-not-present transactions are fraudulent.

August 2, 2022

A merchant ID number is a 15-digit code that identifies the merchant requesting payment throughout the payment process.

July 30, 2022

Companies choose to be vendor-agnostic in order to utilize multiple vendors and create flexible technology solutions.

July 28, 2022

Frictionless payments are payments that reduce the struggles associated with the regular payment process by reducing the steps and increasing security.

July 28, 2022

Payment orchestration is changing the landscape for merchants and fintechs

July 26, 2022

A card acceptor ID identifies the location from which a money transfer originates. Card acceptor IDs (CAIDs) are assigned to individual store locations.

July 21, 2022

Friendly fraud is the abuse of the chargeback system by customers. Prevent friendly fraud by helping confused customers and preventing malicious misuse.

July 14, 2022

Payment authentication verifies a cardholder's identity, while authorization ensures a cardholder has the funds or credit needed to fulfill a transaction.

July 13, 2022

Online and mobile businesses handling sensitive card payment information must comply with PCI to protect cardholder data and avoid legal issues.

July 12, 2022

Payment optimization identifies areas of opportunity to increase authorization rates, reduce false declines, and reduce fraud within the payment system.

July 7, 2022

An evolving payments ecosystem is leaving businesses on the back foot and constantly playing catch up.

July 6, 2022

The Feistel cipher is a design model used to build various block ciphers. The Feistel block cipher uses the same encryption and decryption algorithms.

June 22, 2022

In March 2022, the PCI SSC released version 4.0 of the PCI DSS, which will replace v.3.2.1. Visit ixopay.com to learn more about the latest standard.

June 21, 2022

When you use your EMV chip card with a card reader, sensitive information is sent using cryptograms to secure this information in motion.

June 17, 2022

Data masking removes sensitive information and replaces it with similar data while data encryption uses algorithms to change data until it is unreadable.

June 15, 2022

Report on Compliance (ROC) is a form that all Level 1 Visa merchants must complete that are undergoing a PCI DSS 4.0 audit. Learn more at TokenEx.com.

June 1, 2022

There are several benefits for merchants that use recurring payments, such as saving time, reducing costs and waste, and increasing payment data security.

May 26, 2022

Businesses that accept credit cards need to determine their payment needs, so they can choose the best payment processor for their needs.

May 19, 2022

Payment Orchestration a tool for eCommerce growth

May 5, 2022

Luhn checks are algorithmic checks used to determine single-digit mistakes made when entering credit card numbers. Learn about the algorithm used in this blog.

May 3, 2022

Industry-standard certifications are an excellent way for merchants to judge the legitimacy of potential security solutions. Learn the most important certifications to look for in this blog.

April 29, 2022

PCI DSS Requirement 2.2, one of the strictest regulations regarding card payment security, deals with system hardening. Learn more about this complex requirement in this blog.

April 29, 2022

PCI compliance is complicated. Read this blog to see if your businesses could benefit from a PCI compliance manager to cut costs and attain compliance.

April 22, 2022

Key injection refers to injecting encryption keys for a payment processor being used to handle electronic transactions at POS (point-of-sale) terminals.

April 20, 2022

Point to Point Encryption (P2PE) is an encryption standard for cardholder information under PCI DSS. Learn how this tool works, and how it contributes to compliance efforts, in this blog.

April 15, 2022

High-risk merchant accounts face lower transaction approval rates and higher fees, both of which can reduce a merchant's overall revenue.

April 13, 2022

An Independent Sales Organization is a third-party company that manages merchant accounts while an Independent Software Vendor is a software producer.

April 11, 2022

If you need to meet PCI compliance, discover what AoC means and why it's essential to maintain compliance, avoid violations, and protect cardholder data.

April 11, 2022

A merchant-initiated transaction is a payment initiated by the merchant instead of the cardholder on behalf of the customer.

April 7, 2022

What are the 3 or 4 digit numbers are on the back of your debit or credit cards? Discover what those codes are and how they protect payment data.

April 7, 2022

Not every tokenization solution, or TSP, will be right for your company. To migrate to a new TSP, you will need the original data and third-party tokens.

March 25, 2022

Discover how tokenization works and the benefits of tokenization for airlines, like better payment security, improved customer trust, and PCI compliance.

March 24, 2022

New BINs to be introduced April 2022

March 22, 2022

Discover what a token scheme is and the different token formats available to help you find the best tokens for your organization's existing environment.

March 21, 2022

Persistent tokens preserve sensitive data in a way that is consistent, if the same information is tokenized twice, the exact same token is created.

March 15, 2022

Want to know how long it will take to implement IXOPAY with your business? Discover everything you need to know about our implementation process.

March 14, 2022

NFC mobile payments take less time than chip cards and offer more security than magnetic cards. This efficiency and security is what consumers now expect.

March 10, 2022

Make sure you have the host(ed payment page) with the most

March 9, 2022

3-D Secure is an effective solution to help prevent fraud and false declines. This security protocol is an essential layer for your organization.

March 7, 2022

Magnetic stripe cards are cards that use magnetic labels to transmit financial information to the card issuer.

March 7, 2022

Discover the differences between payment orchestration and payment processing to help you find the best option for your organization's payment needs.

March 4, 2022

Merchants accepting network tokens can qualify for reduced interchange fees, according to Visa.

March 3, 2022

Whether you are a new or existing client, it's essential to understand what a test environment is, why it's important, and how to use the test environment.

March 2, 2022

Does your business accept digital payments? Discover what a payment gateway and processor is, which gateways and processors TokenEx supports, and more.

March 1, 2022

Does your business accept digital payments? Discover what a payment gateway and processor is, which gateways and processors IXOPAY supports, and more.

February 28, 2022

Dynamic routing uses algorithms to find the best path for payment data. Dynamic routers allow data to use multiple routes to maximize speed and efficiency.

February 25, 2022

Every organization has unique data needs. Discover which third-party integrations TokenEx supports and how we may be a good fit for your business.

February 24, 2022

The importance of an acquirer agnostic payment setup

February 23, 2022

Check out our blog to learn what a bank identification number (BIN) is and how to safeguard against potential BIN fraud.

February 22, 2022

Discover the differences between card-present and card-not-present transactions in terms of application, processing costs and fraud risks.

February 21, 2022

Learn what payment orchestration is, how it works, and why it's essential for businesses to streamline transactions, reduce fees, and improve payment success rates in today's digital economy.

February 18, 2022

Need to offer multiple payment options for customers? Discover what payment orchestration is, how it works, and the benefits of using this service.

February 17, 2022

Since cybercrime will continue, find out what the cost of credit card fraud is for businesses and some bonus tips to detect and prevent fraud.

February 14, 2022

Are you looking for a tokenization solution? This post can help you determine if TokenEx is a good customer fit for your business goals and data needs.

February 9, 2022

Learn about the TokenEx Data Protection Platform, which integrations it supports, whether other integrations can be used, and any limitations of TokenEx.

February 8, 2022

Merchants cannot eliminate chargebacks, but they can take steps to dispute chargebacks and learn how to prevent these fees with fraud prevention tools.

February 7, 2022

TokenEx tokenization can secure many types of structured data, including payment card data and personal information.

February 3, 2022

There will be 650 million chargebacks in 2021. If you accept card payments, discover what chargebacks are, how much they cost, and how to prevent fraud.

February 1, 2022

While you cannot avoid chargebacks, you can take steps to help mitigate chargebacks. Discover the top tips to reduce chargebacks for your business.

February 1, 2022

There is a lot of information going around about an eight-digit BIN mandate, and we wanted to give some clarity and background on the situation.

January 31, 2022

The credit card life cycle is a complex payment process that requires multiple players and involves various steps and fees.

January 30, 2022

PSPs must provide their merchants with the ability to offer secure, seamless, and profitable payment experiences. See how IXOPAY can help.

January 28, 2022

The best fraud prevention platforms mitigate financial risk with credit card fraud protection services that secure customer's sensitive data online.

January 27, 2022

If you process card payments, you need to understand the credit card process. Discover the differences between payment authorization and settlement.

January 26, 2022

Another way to accept secure online payments

January 24, 2022

Do you accept and process card payments? If so, discover how you can reduce interchange fees, save your business money, and improve payment security.

January 21, 2022

A Qualified Security Assessor (QSA) assesses PCI DSS (Payment Card Industry Data Security Standard) compliance as laid out by the PCI Security Council.

January 19, 2022

If your business handles online payments, there are risks associated with this. Learn what these risks are and what you can do to protect your business.

January 13, 2022

Most SaaS pricing is based on either flat-rate subscriptions or fluctuating consumptive models, but for tokenization, this can vary.

January 11, 2022

Discover how payment orchestration can help you grow

January 5, 2022

TokenEx started with two friends, a Starbucks napkin, and a vision for the potential of cloud based tokenization. Learn the story of TokenEx, and the people behind it, in this blog.

January 4, 2022

How can merchants ensure a seamless checkout experience that drives conversion rates and brings repeat business?

January 4, 2022

How do you choose the best company to protect your data? This blog outlines how top data protection platforms compare on everything from security to pricing.

December 28, 2021

Transaparent gateways offer more flexibility than traditional payment services, while payment services offer easy prebuilt integrations. Learn more about the benefits of both tools in this blog.

December 16, 2021

TokenEx is more than just a data protection platform, it's a company full of passionate people who work hard, and play harder. Learn more about how TokenEx promotes work life balance in this blog.

December 13, 2021

A TokenEx, we are committed to creating a successful work environment for our employees. Here's what our employees love best.

November 22, 2021

A payment service provider (PSP) refers to a third-party company that provides payment services to businesses that accept online payment methods.

November 19, 2021

Is it better to buy software or build it yourself for your company? Read our blog to review all the considerations, including cost, maintenance, control, scalability, and more.

November 15, 2021

Discover how you can boost your business revenue and payment approval rates with an account updater. This service reduces payment declines and more.

November 9, 2021

How can fintechs and paytechs organically grow and differentiate themselves from the competition?

November 8, 2021

Credit card processing is a complex process needed to complete credit card payments.

October 29, 2021

Prevent false credit card declines and increase revenue with tools like account updater, 3D Secure, network tokens and fraud prevention. Learn more about these tools, and how they prevent false declines, in this blog.

September 23, 2021

How much power does your payment provider have over your business?

September 17, 2021

Fly TokenEx to create an easier payment process for your customers while securing sensitive data and simplifying compliance for your travel company.

September 12, 2021

Prevent credit card fraud now with updated tactics to match evolving threats.

September 7, 2021

Automatically update registered customers payment information

September 2, 2021

What can merchants do to protect themselves against payment churn?

August 12, 2021

What we have learned from our discussions with merchants

July 7, 2021

Discover what merchants need to look out for and how they can protect their payment stack

June 29, 2021

Ben Winterroth, Channel Distribution manager at EBANX, shares his thoughts on the payment landscape in Latin America.

June 22, 2021

The glossary is a growing tool that explains payment terms and answers FAQs

June 10, 2021

Why merchants in high-risk industries need a multi-acquirer setup

May 11, 2021

Get a bird's eye view of the data across all your businesses from just one API