payment-management-software

How enterprises can optimize and control their transactions with one integration

The IXOPAY Payment Management SaaS brings independence and flexibility to online payments. Developed by IXOLIT Group, the Software as a Service platform IXOPAY facilitates the management and integration of payments using one single API to connect you with multiple adapters such as payment service providers (PSP), acquirers, processors, enterprise resource system (ERP), business intelligence (BI) or 3rd-party software of your choice seamlessly.

If you are looking for the best Payment Management Software Solution, you will find that IXOPAY meets all of your needs. From an acquirer-agnostic PCI Vault to risk and fraud management modules as well as reconciliation and settlement tools, IXOPAY has the necessary features to depict the entire lifecycle of a transaction. Equip your business with our enterprise payment platform to see a 15% increase in turnover.

All of our Plans include:

Fully PCI Compliant Card Vaulting

Smart Transaction Routing

Monitoring & Reporting

Risk Management Engine

Fee Management Engine

Integration Options

Adapter World

Card Updater

Support

Starter BETA

€ 199,-/Month

free trial of up to 7 days included*

Sign up now

Unlimited Transactions

€ 0.10 per GTX, STX, 3DS

1 Merchant

3 Payment Adapters

1 Customizable Dashboard

Card Vaulting

€ 0.02 monthly per Token (eg. tokenized PAN, IBAN, Network Token, or any other payment instrument)

Card Updater

€ 0.20 per Update

1 Risk Profile

€ 0.015 per Risk Check

Transaction Routing

Limited Rule Set

3 Integration Options

Limited Email Support

Limited SLA

Payment Scheduler

Data Import & Export

Post Processing incl. Provider Settlements & Reconciliation

Virtual Terminal

Customer Payment Profiles

White Label Option

Pay By Link

Growth BETA

€ 499,-/Month

free trial of up to 7 days included*

Sign up now

Unlimited Transactions

€ 0.08 per GTX, STX, 3DS

3 Merchants

5 Payment Adapters

1 Customizable Dashboard

Card Vaulting

€ 0.02 monthly per Token (eg. tokenized PAN, IBAN, Network Token, or any other payment instrument)

Card Updater

€ 0.20 per Update

1 Risk Profile

€ 0.015 per Risk Check

Transaction Routing

Limited Rule Set

3 Integration Options

Limited Email Support

Limited SLA

Payment Scheduler

Data Import & Export

Post Processing incl. Provider Settlements & Reconciliation

Virtual Terminal

Customer Payment Profiles

White Label Option

Pay By Link

Enterprise

Individual

get your personal quote

Request a Demo

Unlimited Transactions

Individual Pricing

Unlimited Merchants

All Payment Adapters

Customizable Dashboards

Card Vaulting

Individual Pricing

Card Updater

Individual Pricing

All Risk Rules

Individual Pricing

Full Access to all Routing Rules

All Integration Options

24/7 Support

SLA

Payment Scheduler

Data Import & Export

Post Processing incl. Provider Settlements & Reconciliation

Virtual Terminal

Customer Payment Profiles

White Label Option

Pay By Link

* Billing will automatically begin once the free trial is over. The free trial lasts for a seven (7) day period or once one of the following metric values has been met: 100 GTX, 100 STX, 100 3DS triggers, 100 tokens stored, 100 risk check triggers.

Please note, IXOPAY is a purely technical platform and does not provide you with a merchant account. By using the IXOPAY payment orchestration platform, you will have access to a centralized payment set up and be able to connect to our integrated adapters. See the complete list of adapters here. For more information about IXOPAY and its products you can contact our sales team, who will be happy to answer any of your questions.

Features

Fully PCI Compliant Card Vaulting

Our fully PCI-compliant solution protects you against provider lock-in. The IXOPAY vaults stores clients’ sensitive card payment information and creates randomly generated tokens in order to protect your payment data and allow for a smooth user experience across all payment providers.

Dynamic Payment Routing

Route transactions to the best provider based on location, risk assessment, and platform specific data. Reduce the impact of provider outages, increase card acceptance rates, and benefit from lower transaction costs. Create the best path for a transaction from any location.

Analytics & Monitoring

Real time payment performance tracking with our dynamic dashboards. See the overview of important payment data. Configurable dashboards allow for personalized tracking of payment information. Create pivot tables and set up alerts and notifications to stay on top of your data.

Risk and Fraud Management

Protect against fraud and risk by leveraging the powers of IXOPAY’s built-in Risk Management Engine. Connect with leading third-party risk and fraud management solutions to create bespoke protection. Create and assign risk rules to countries, payment methods, customers and more.

Transaction Fee Management

Ensure full transparency over your fees and know exactly how much is due for each transaction in real time. The Fee Management Engine calculates the external fees and commission incurred when processing a payment, no matter what provider or method is used.

Secure Payouts Management

Protect your payments and make secure payouts with IXOPAY. Get complete control over each financial disbursement. Apply the four-eyes-principle and configure review rules that follow carefully created risk profiles. Trigger customizable notifications to crucial personnel and delay payment until verification.

Adapter World

Connect to 200+ leading global, alternative and local payment providers. Create your perfect payment mix with a selection of payment providers and methods from just one API. Reduce shop cart abandonment and improve your acceptance rates with the perfect payment mix.

Card Updater

Maintain accurate account information, and reduce the fees associated with declined transactions. The card updater automatically updates changes to MasterCard and VISA cards stored on the system, such as new account numbers, closed accounts, updated expiration date and so on.

Recurring Payments

Automate recurring payments with an easy-to-use payment scheduler that covers essential functions and more for repeat payments. Subscription-based business models rely on reliably scheduled income. Flexibility and connectivity ensure the uninterrupted collection of payments, protecting business from technical difficulties.

Integration Options for Any Checkout Scenario

Get everything you need to make an elegant and user-friendly checkout experience. IXOPAY provides plugins for shop solutions, SDKs for mobile apps, hosted payment pages with a dynamic selection of payment options and a server-to-server API for PCI-compliant environments.

White Label Payment Gateway

Our White Label platform gives payment service providers, ISOs, acquirers and other financially licensed institutions a rock-solid technical foundation to grow their business, without compromising on brand identity or functional depth. This allows them to focus on their core business.

Customer Payment Profiles

Increase client satisfaction and promote cross-selling with customer payment profiles. End-customers can store their payment methods (cards, IBAN, wallets etc.) on your sites, enabling frictionless payments across all your eCommerce sales channels, improving the customer experience and promoting consumer loyalty.

Small Selection of our Integrated Adapters

More Adapters

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Contact

Partner	Name	Description	Duration
IXOPAY GmbH	cookiesConsent	Cookie Banner. Stores your cookie settings.	12 Months
IXOPAY GmbH	Visitor Filter	User centric security cookie to detect authentication abuses. Filters out computer/bot generated Website requests.	30 Minutes
Google Ireland Limited	reCAPTCHA	User centric security cookie to detect if a human being or a computer is making a specific entry in our contact or newsletter form.	6 Months
Cloudflare Inc.	Security Cookie	Used by Cloudflare (Website Security Network) to identify trusted web traffic, and protect our website against malicious activity (see Cloudflare's Cookie Informations).	30 minutes

Partner	Name	Description	Duration
Google Ireland Limited	Google Analytics	Cookies are used to collect data on how visitors interact with our website. It helps us analyze website traffic and user behavior, providing insights to improve user experience. It uses identifiers like Client IDs to track user interactions across sessions (also see Google Privacy & Terms).	2 years
Microsoft Ireland Operations Limited	Clarity	Analytical service capturing your interactions on the Website such as how the page has rendered and what interactions you had on the Website (surfing behavior: mouse movements, clicks, scrolls). Microsoft collects or receives personal data from us to provide Microsoft Advertising (see Microsoft Privacy Statements). Sensitive content such as passwords, usernames, and user input are masked before sending to Microsoft.	12 months
Dealfront Group GmbH	Leadfeeder	Analytical service that collects the visitor IP address to detect corporate visits and their geographic location. Leadfeeder only shows company visits, automatically filtering out all users visiting from residential IP addresses. All visit data is aggregated Dealfront Group GmbH / Analytical service that collects the visitor IP address to detect corporate visits and their geographic location. Dealfront only shows company visits, automatically filtering out all users visiting from residential IP addresses. All visitor data is aggregated on the company level (no reference to natural persons). Via a connection to Google Analytics, Dealfront shows company visitors' interactions on the Website (pages viewed, visitor source and duration of session). Dealfront also enriches that company data with contact data for individuals from publicly available data sources (eg. LinkedIn).	24 months
Salesforce, Inc.	Salesforce Account Engagement (Pardot)	Salesforce cookies are used to support the functionality and performance of our customer relationship management (CRM) system. They help maintain session continuity, track user preferences, and store authentication details to ensure a secure and seamless user experience. These cookies also assist in tracking user interactions to improve service delivery and customer support. Also see Salesforce Cookie Information.	24 Months
ZoomInfo Technologies LLC	ZoomInfo	ZoomInfo uses cookies to enhance its B2B intelligence services by collecting and organizing data about website visitors. These cookies help track user sessions, visitor interactions, and company-level engagement to provide businesses with insights into potential leads and decision-makers. The data collected by these cookies is used solely for business-related purposes, namely lead generation and improving targeted marketing efforts.	730 days

Partner	Name	Description	Duration
Google Ireland Limited	Google Ads	Google Ads uses conversion cookies to track and measure the effectiveness of advertisements across our website and those of our marketing and advertising partners. These cookies help assess how visitors interact with our ads, enabling us to optimize campaigns and enhance targeting.	3 months
Microsoft Ireland Operations Limited	Universal Event Tracking (UET)	Conversion-cookie set by the service Microsoft Advertising for assessing advertisement efficiency across our Websites and on websites of our marketing- & advertising partners. This cookie helps monitor user interactions and conversions, providing insights to optimize ad performance. The cookie and your IP address are transmitted to Microsoft with each HTTP request, not just through UET.	13 Months
Wistia, Inc.	Video Player	Video hosting platform that collects and analyzes data on video performance and user interaction, offering insights to help users better understand how their content is being consumed.	1 Day
6sense Insights, Inc.	6sense Predictive	6sense uses cookies to track and analyze visitor interactions, providing predictive insights and identifying potential business opportunities. These cookies collect information on user sessions, visitor behavior, and company identification. The data collected, including session activity and user identifiers, supports marketing and sales efforts by enabling targeted engagement strategies.	24 Months
Salesloft, Inc.	Salesloft CRM	Salesloft is a sales engagement platform that uses cookies to track user interactions, manage customer relationships, and streamline sales operations. These cookies enable session tracking, secure authentication, and multi-site tracking. For example, when a recipient clicks a link tracked by Live Web Tracking on scout.salesloft.com, it allows Salesloft to track activity across different websites, providing insights into customer engagement.	1000 Days