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Interchange Fees

Explore key interchange fees in the EU and the US.

Interchange Fees - Europe

Fee Category

Scheme & Region

Card Type

Fee

Interchange

Visa - Intra Europe Fees

Visa Consumer Debit / Prepaid / V PAY Debit / Prepaid

0.20%

Interchange

Visa - Intra Europe Fees

Visa Consumer Credit / Deferred Debit

0.30%

Interchange

Visa - Intra Europe Fees

Visa Business Debit

1.30%-1.65%

Interchange

Visa - Intra Europe Fees

Visa Business Prepaid

1.30%-1.65% (minimum EUR0.35)

Interchange

Visa - Intra Europe Fees

Visa Platinum Business Debit / Prepaid

1.55%-1.90%

Interchange

Visa - Intra Europe Fees

Visa Infinite Business Debit / Prepaid

1.65%-2.00% (minimum EUR0.35)

Interchange

Visa - Intra Europe Fees

Visa Business Credit - Small Market Expense

0.30%

Interchange

Visa - Intra Europe Fees

Visa Business Credit / Deferred Debit

1.30%-1.65%

Interchange

Visa - Intra Europe Fees

Visa Platinum Business Credit / Deferred Debit

1.55%-1.90%

Interchange

Visa - Intra Europe Fees

Visa Infinite Business Credit / Deferred Debit

1.65%-2.00%

Interchange

Visa - Intra Europe Fees

Visa Corporate

1.55%-1.90%

Interchange

Visa - Intra Europe Fees

Visa Corporate - Large Market Enterprise

0.30%

Interchange

Visa - Intra Europe Fees

Visa Purchasing (EMV Chip, Electronic Commerce, Standard)

1.55%-1.90%

Interchange

Visa - Intra Europe Fees

Visa Purchasing Large Ticket Program 1

1.00% + EUR60.00

Interchange

Visa - Intra Europe Fees

Visa Purchasing Large Ticket Program 2

0.75% + EUR98.00

Interchange

Visa - Intra Europe Fees

Visa Purchasing with Fleet

0.30%-1.90%

Interchange

Visa - Inter Europe Fees

Visa Consumer Debit &Visa Consumer Prepaid Card Present

0.20%

Interchange

Visa - Inter Europe Fees

Visa Consumer Debit &Visa Consumer Prepaid Card Not Present

1.15%

Interchange

Visa - Inter Europe Fees

Visa Consumer Credit & Visa Consumer Deferred Debit Card Present

0.30%

Interchange

Visa - Inter Europe Fees

Visa Consumer Credit & Visa Consumer Deferred Debit Card Not Present

1.50%

Interchange

Mastercard - Intra Europe Fees

Mastercard Consumer Credit

0.30%

Interchange

Mastercard - Intra Europe Fees

Mastercard Consumer Debit / Consumer Prepaid / Consumer

0.20%

Interchange

Mastercard - Intra Europe Fees

Mastercard Corporate / Business

1.50%-1.90%

Interchange

Mastercard - Intra Europe Fees

Mastercard Corporate Prepaid

1.80%-1.90%

Interchange

Mastercard - Intra Europe Fees

Mastercard Business Card / Professional Card

1.25%-1.65%

Interchange

Mastercard - Intra Europe Fees

Mastercard FleetCard (all except larget ticket)

1.25%-1.65%

Interchange

Mastercard - Intra Europe Fees

Mastercard FleetCard Large Ticket Level 1

1.00% + EUR20.00

Interchange

Mastercard - Intra Europe Fees

Mastercard FleetCard Large Ticket Level 2

0.75% + EUR45.00

Interchange

Mastercard - Intra Europe Fees

Mastercard Prepaid Commercial

1.25%-1.65%

Interchange

Mastercard - Intra Europe Fees

Mastercard Purchasing Card

1.25%-1.65%

Interchange

Mastercard - Intra Europe Fees

Maestro Small Business

1.25%-1.65%

Interchange

Mastercard - Intra Europe Fees

Maestro Prepaid Commercial (All except Master Wallet)

0.40%-0.75% + EUR0.05

Interchange

Mastercard - Intra Europe Fees

Maestro Prepaid Commercial (Master Wallet)

1.50%

Interchange Fees - US

Fee Category

Scheme & Region

Card Type

Fee

Interchange

Visa - US Consumer Check Card

Regulated Visa Consumer Check Card - Card Present Transactions

0.05% + $0.21

Interchange

Visa - US Consumer Check Card

CPS/Supermarket, Debit - Card Present Exempt

$0.30

Interchange

Visa - US Consumer Check Card

CPS/Retail, Debit - Card Present Exempt

0.80% + $0.15

Interchange

Visa - US Consumer Check Card

CPS/Automated Fuel Dispenser (AFD), Debit - Card Present Exempt

0.80% + $0.15 ($0.95 Cap)

Interchange

Visa - US Consumer Check Card

CPS/Service Station, Debit - Card Present Exempt

0.80% + $0.15 ($0.95 Cap)

Interchange

Visa - US Consumer Check Card

CPS/Small Ticket, Debit - Card Present Exempt

1.55% + $0.04 (applies only to Visa Network 002 transactions)

Interchange

Visa - US Consumer Check Card

CPS/Small Ticket, Debit - Card Present Exempt

1.19% + $0.10

Interchange

Visa - US Consumer Check Card

CPS/Hotel and Car Rental Card Present, Debit - Card Present Exempt

1.19% + $0.10

Interchange

Visa - US Consumer Check Card

CPS/Passenger Transport Card Present, Debit - Card Present Exempt

1.19% + $0.10

Interchange

Visa - US Consumer Check Card

Travel Service, Debit - Card Present Exempt

1.19% + $0.10

Interchange

Visa - US Consumer Check Card

CPS/Retail Key Entry, Debit - Card Present Exempt (Not applicable to PIN-authenticated transactions)

1.65% + $0.15

Interchange

Visa - US Consumer Check Card

Regulated Visa Consumer Check Card - Card Not Present Transactions

0.05% + $0.21

Interchange

Visa - US Consumer Check Card

CPS/Retail 2 - Card Not Present, Debit - Card Not Present Exempt

0.65% + $0.15 ($2.00 Cap)

Interchange

Visa - US Consumer Check Card

CPS/Debt Repayment 2 CPS/Debt Repayment (No Fee) - Card Not Present Exempt

0.65% + $0.15 ($2.00 Cap) 0.65% + $0.15 ($0.65 Cap)

Interchange

Visa - US Consumer Check Card

CPS/Utility Recurring Bill Payment, Debit - Card Not Present Exempt

$0.45

Interchange

Visa - US Consumer Check Card

CPS/Utility, Debit - Card Not Present Exempt

$0.65

Interchange

Visa - US Consumer Check Card

CPS/Government - Card Not Present Exempt

0.65% + $0.15 ($2.00 Cap)

Interchange

Visa - US Consumer Check Card

Consumer Bill Payment Service Consumer Debit - Card Not Present Exempt

1.65% + $0.15

Interchange

Visa - US Consumer Check Card

CPS/Card Not Present, Debit - Card Not Present Exempt

1.65% + $0.15

Interchange

Visa - US Consumer Check Card

CPS/e-Commerce Basic, Debit - Card Not Present Exempt

1.65% + $0.15

Interchange

Visa - US Consumer Check Card

CPS/e-Commerce Preferred Retail, Debit - Card Not Present Exempt

1.60% + $0.15

Interchange

Visa - US Consumer Check Card

CPS/e-Commerce Preferred - Card Not Present Exempt

1.70% + $0.15

Interchange

Visa - US Consumer Check Card

CPS/e-Commerce Preferred Passenger Transport, Debit - Card Not Present Exempt

1.70% + $0.15

Interchange

Visa - US Consumer Check Card

CPS/Hotel and Car Rental Card Not Present, Debit - Card Not Present Exempt

1.70% + $0.15

Interchange

Visa - US Consumer Check Card

CPS/Passenger Transport Card Not Present, Debit - Card Not Present Exempt

1.70% + $0.15

Interchange

Visa - US Consumer Check Card

CPS/Account Funding, Debit - Card Not Present Exempt

1.75% + $0.20

Interchange

Visa - US Consumer Check Card

Electronic Interchange Reimbursement Fee (EIRF), Debit - Card Not Present Exempt

1.75% + $0.20

Interchange

Visa - US Consumer Check Card

Standard Interchange Reimbursement Fee, Debit - Card Not Present

1.90% + $0.25

Interchange

Visa - US Consumer Prepaid Card

Regulated Visa Consumer Prepaid Card - Card Present Transactions

0.05% + $0.21

Interchange

Visa - US Consumer Prepaid Card

CPS/Supermarket, Prepaid - Card Present Transactions

1.15% + $0.15 ($0.35 Cap)

Interchange

Visa - US Consumer Prepaid Card

CPS/Retail, Prepaid - Card Present Transactions

1.15% + $0.15

Interchange

Visa - US Consumer Prepaid Card

CPS/Automated Fuel Dispenser (AFD), Prepaid - Card Present Transactions

1.15% + $0.15 ($0.95 Cap)

Interchange

Visa - US Consumer Prepaid Card

CPS/Service Station, Prepaid - Card Present Transactions

1.15% + $0.15 ($0.95 Cap)

Interchange

Visa - US Consumer Prepaid Card

CPS/Small Ticket, Prepaid - Card Present Transactions

1.60% + $0.05

Interchange

Visa - US Consumer Prepaid Card

CPS/Hotel and Car Rental Card Present, Prepaid - Card Present Transactions

1.15% + $0.15

Interchange

Visa - US Consumer Prepaid Card

CPS/Restaurant, Prepaid - Card Present Transactions

1.15% + $0.15

Interchange

Visa - US Consumer Prepaid Card

CPS/Passenger Transport Card Present, Prepaid - Card Present Transactions

1.15% + $0.15

Interchange

Visa - US Consumer Prepaid Card

Travel Service, Prepaid - Card Present Transactions

1.15% + $0.15

Interchange

Visa - US Consumer Prepaid Card

CPS/Retail Key Entry, Prepaid - Card Present Transactions (Not applicable to PIN-authenticated transactions.)

1.75% + $0.20

Interchange

Visa - US Consumer Prepaid Card

CPS/Retail 2 Card Not Present, Prepaid - Card Not Present Exempt

0.65% + $0.15 ($2.00 Cap)

Interchange

Visa - US Consumer Prepaid Card

CPS/Debt Repayment 2 CPS/Debt Repayment (No Fee) - Card Not Present Exempt

0.65% + $0.15 ($2.00 Cap) 0.65% + $0.15 ($0.65 Cap)

Interchange

Visa - US Consumer Prepaid Card

CPS/Utility Recurring Bill Payment, Prepaid - Card Not Present Exempt

$0.45

Interchange

Visa - US Consumer Prepaid Card

CPS/Utility, Prepaid - Card Not Present Exempt

$0.65

Interchange

Visa - US Consumer Prepaid Card

CPS/Government, Prepaid - Card Not Present Exempt

0.65% + $0.15 ($2.00 Cap)

Interchange

Visa - US Consumer Prepaid Card

Consumer Bill Payment Service, Consumer, Prepaid - Card Not Present Exempt

1.75% + $0.20

Interchange

Visa - US Consumer Prepaid Card

CPS/Card Not Present, Prepaid - Card Not Present Exempt

1.75% + $0.20

Interchange

Visa - US Consumer Prepaid Card

CPS/e-Commerce Basic, Prepaid - Card Not Present Exempt

1.75% + $0.20

Interchange

Visa - US Consumer Prepaid Card

CPS/e-Commerce Preferred Retail, Prepaid - Card Not Present Exempt

1.75% + $0.20

Interchange

Visa - US Consumer Prepaid Card

CPS/e-Commerce Preferred Hotel and Car Rental, Prepaid - Card Not Present Exempt

1.75% + $0.20

Interchange

Visa - US Consumer Prepaid Card

CPS/e-Commerce Preferred Passenger Transport, Prepaid - Card Not Present Exempt

1.75% + $0.20

Interchange

Visa - US Consumer Prepaid Card

CPS/Hotel and Car Rental Card Not Present, Prepaid - Card Not Present Exempt

1.75% + $0.20

Interchange

Visa - US Consumer Prepaid Card

CPS/Passenger Transport, Prepaid - Card Not Present Exempt

1.75% + $0.20

Interchange

Visa - US Consumer Prepaid Card

CPS/Account Funding, Prepaid - Card Not Present Exempt

1.80% + $0.20

Interchange

Visa - US Consumer Prepaid Card

Electronic Interchange Reimbursement Fee (EIRF), Prepaid - Card Not Present Exempt

1.80% + $0.20

Interchange

Visa - US Consumer Prepaid Card

Standard Interchange Reimbursement Fee, Prepaid - Card Not Present

1.90% + $0.25

Interchange

Visa - US Consumer Credit Card

Supermarket Credit-Tier* 0 - Card Present

1.18% - 1.65% + $0.05

Interchange

Visa - US Consumer Credit Card

Supermarket Credit-Tier* I - Card Present

1.20% - 1.65% + $0.05

Interchange

Visa - US Consumer Credit Card

Supermarket Credit-Tier* II - Card Present

1.22% - 1.65% + $0.05

Interchange

Visa - US Consumer Credit Card

Supermarket Credit-Tier* III - Card Present

1.22% - 1.75% + $0.05

Interchange

Visa - US Consumer Credit Card

Supermarket Credit-All Other - Card Present

1.50% - 2.00% + $0.07

Interchange

Visa - US Consumer Credit Card

Retail Credit-Performance Threshold* I - Card Present

1.43% - 2.30% + $0.10

Interchange

Visa - US Consumer Credit Card

Retail Credit-Performance Threshold* II - Card Present

1.47% - 2.30% + $0.10

Interchange

Visa - US Consumer Credit Card

Retail Credit-Performance Threshold* III - Card Present

1.51% - 2.30% + $0.10

Interchange

Visa - US Consumer Credit Card

Product 2 - Card Present

1.51% - 2.30% + $0.10

Interchange

Visa - US Consumer Credit Card

Small Ticket - Card Present

1.90% - 2.20% (min. $0.04)

Interchange

Visa - US Consumer Credit Card

Fuel - Card Present

1.15% + $0.25 ($1.10 Cap)

Interchange

Visa - US Consumer Credit Card

Service Station and Government Small Ticket - Card Present

1.65% + $0.04

Interchange

Visa - US Consumer Credit Card

Advertising 2 - Card Present

1.50% - 2.30% + $0.10

Interchange

Visa - US Consumer Credit Card

Insurance 2 - Card Present

1.43% + $0.05 - 2.25% + $0.10

Interchange

Visa - US Consumer Credit Card

Education 2: applies to transactions >=$500 - Card Present

1.43% + $0.05 - 2.15% + $0.10

Interchange

Visa - US Consumer Credit Card

Healthcare 2: applies to transactions >=$500 - Card Present

1.43% + $0.05 - 2.35% + $0.10

Interchange

Visa - US Consumer Credit Card

Real Estate 2: applies to transactions >=$500 - Card Present

1.43% + $0.05 - 2.15% + $0.10

Interchange

Visa - US Consumer Credit Card

Services 2: applies to transactions >=$100 - Card Present

1.55% - 2.30% + $0.10

Interchange

Visa - US Consumer Credit Card

Travel 2 - Card Present

1.75% - 2.55% + $0.10

Interchange

Visa - US Consumer Credit Card

Restaurant 2 - Card Present

2.10% - 2.60% (min. $0.04)

Interchange

Visa - US Consumer Credit Card

Taxi 2 - Card Present

2.10% - 2.60% (min. $0.04)

Interchange

Visa - US Consumer Credit Card

Charity 2 - Card Present

1.35% + $0.05

Interchange

Visa - US Consumer Credit Card

Government 2 - Card Present

1.55% + $0.10

Interchange

Visa - US Consumer Credit Card

Consumer Bill Payment Service, Consumer Credit 2 - Card Present

1.89% - 2.60% + $0.10

Interchange

Visa - US Consumer Credit Card

Non-Qualified Consumer Credit - Card Present

3.15% + $0.10

Interchange

Visa - US Consumer Credit Card

Recurring Tier 1 - Card not Present

1.33% - 1.85% + $0.05

Interchange

Visa - US Consumer Credit Card

Recurring Tier 2 - Card not Present

1.43% - 2.20% + $0.05

Interchange

Visa - US Consumer Credit Card

Recurring Tier 3 - Card not Present

1.53% - 2.30% + $0.05

Interchange

Visa - US Consumer Credit Card

Recurring - Card not Present

1.53% - 2.30% + $0.05

Interchange

Visa - US Consumer Credit Card

Product 1 - Card not Present

1.89% - 2.60% + $0.10

Interchange

Visa - US Consumer Credit Card

Advertising 1 - Card not Present

1.65% - 2.40% + $0.10

Interchange

Visa - US Consumer Credit Card

Insurance 1 - Card not Present

1.53% + $0.05 - 2.35% + $0.10

Interchange

Visa - US Consumer Credit Card

Education 1: applies to transactions >=$500 - Card not Present

1.53% + $0.05 - 2.25% + $0.10

Interchange

Visa - US Consumer Credit Card

Healthcare 1: applies to transactions >=$500 - Card not Present

1.53% + $0.05 - 2.40% + $0.10

Interchange

Visa - US Consumer Credit Card

Real Estate 1: applies to transactions >=$500 - Card not Present

1.53% + $0.05 - 2.25% + $0.10

Interchange

Visa - US Consumer Credit Card

Services 1: applies to transactions >=$100 - Card not Present

1.65% - 2.40% + $0.10

Interchange

Visa - US Consumer Credit Card

Travel 1 - Card not Present

1.75% - 2.55% + $0.10

Interchange

Visa - US Consumer Credit Card

Restaurant 1 - Card not Present

2.20% - 2.70% (min. $0.08)

Interchange

Visa - US Consumer Credit Card

Taxi 1 - Card not Present

2.20% - 2.70% (min. $0.08)

Interchange

Visa - US Consumer Credit Card

Charity 1 - Card not Present

1.35% + $0.05

Interchange

Visa - US Consumer Credit Card

Government 1 - Card not Present

1.55% + $0.10

Interchange

Visa - US Consumer Credit Card

Consumer Bill Payment Service, Consumer Credit 1 - Card not Present

1.89% - 2.60% + $0.10

Interchange

Visa - US Consumer Credit Card

CPS/Utility - Card not Present

$0.75

Interchange

Visa - US Consumer Credit Card

Non-Qualified Consumer Credit - Card not Present

3.15% + $0.10

Interchange

Visa - US Consumer Credit Card

Card Not Present Incentive Type Type 1

-0.05%

Interchange

Visa - US Consumer Credit Card

Card Not Present Incentive Type Type 2

-0.10%

Interchange

Visa - US Consumer Credit Card

Card Not Present Incentive Type Type 3

-0.15%

Interchange

Visa - US Consumer Credit Card

Small Merchant Product 2

1.43% - 1.88% + $0.10

Interchange

Visa - US Consumer Credit Card

Small Merchant Product 1

1.58% - 2.18% + $0.10

Interchange

Visa - US Consumer Credit Card

Small Merchant Advertising 1 & 2

1.55% - 2.30% + $0.10

Interchange

Visa - US Consumer Credit Card

Small Merchant Education 1 & 2

1.43% - 2.15% + $0.10

Interchange

Visa - US Consumer Credit Card

Small Merchant Healthcare 1 & 2

1.43% - 2.30% + $0.10

Interchange

Visa - US Consumer Credit Card

Small Merchant Insurance 1 & 2

1.43% - 2.25% + $0.10

Interchange

Visa - US Consumer Credit Card

Small Merchant Real Estate 1 & 2

1.43% - 2.15% + $0.10

Interchange

Visa - US Consumer Credit Card

Small Merchant Recurring 1 & 2

1.43% - 2.20% + $0.05

Interchange

Visa - US Consumer Credit Card

Small Merchant Services 1 & 2

1.55% - 2.30% + $0.10

Interchange

Visa - US Consumer Credit Card

Small Merchant Restaurant 1 & 2

2.10% - 2.60% (min. $0.04)

Interchange

Visa - US Consumer Credit Card

Small Merchant Taxi 1 & 2

2.10% - 2.60% (min. $0.04)

Interchange

VISA - US Corporate and Purchasing

Commercial Level III

1.90% + $0.10

Interchange

VISA - US Corporate and Purchasing

Commercial Level II - Fuel

2.20% + $0.10

Interchange

VISA - US Corporate and Purchasing

Commercial Level II

2.50% + $0.10

Interchange

VISA - US Corporate and Purchasing

Commercial Card Present

2.50% + $0.10

Interchange

VISA - US Corporate and Purchasing

Commercial Travel Service

2.65% + $0.10

Interchange

VISA - US Corporate and Purchasing

Commercial Card Not Present

2.70% + $0.10

Interchange

VISA - US Corporate and Purchasing

Consumer Bill Payment Service, Commercial

2.70% + $0.10

Interchange

VISA - US Corporate and Purchasing

Non-Qualified

2.95% + $0.10

Interchange

VISA - US Corporate and Purchasing

Non-Qualified with Data

2.95% + $0.10

Interchange

VISA - US Corporate and Purchasing

Commercial Product Large Ticket

1.45% + $35.00

Interchange

VISA - US Corporate and Purchasing

Government-to-Government (G2G)

1.65% + $0.10

Interchange

VISA - US Corporate and Purchasing

GSA Large Ticket

1.20% + $39.00

Interchange

VISA - US Business, Corporate and Purchasing Prepaid

Regulated Visa Business & Purchasing Prepaid

0.05% + $0.21

Interchange

VISA - US Business, Corporate and Purchasing Prepaid

Non-Qualified

2.95% + $0.10

Interchange

VISA - US Business, Corporate and Purchasing Prepaid

Card Present

2.15% + $0.10

Interchange

VISA - US Business, Corporate and Purchasing Prepaid

Card Not Present

2.65% + $0.10

Interchange

VISA - US Business, Corporate and Purchasing Prepaid

Consumer Bill Payment Service, Commercial Prepaid

2.65% + $0.10

Interchange

VISA - US Business, Corporate and Purchasing Prepaid

Visa Purchasing Prepaid Large Ticket

1.45% + $35.00

Interchange

VISA - US Business, Corporate and Purchasing Prepaid

Visa Business Utility Recurring Bill Payment (Visa Business Prepaid Only)

$0.75

Interchange

VISA - US Business, Corporate and Purchasing Prepaid

Business Utilities (Visa Business Prepaid Only)

$1.50

Interchange

VISA - US Business, Corporate and Purchasing Prepaid

Non-Qualified

2.95% + $0.10

Interchange

VISA - US Business, Corporate and Purchasing Prepaid

Corporate Prepaid

2.65% + $0.10

Interchange

VISA - US Business, Corporate and Purchasing Prepaid

Consumer Bill Payment Service, Commercial

2.65% + $0.10

Interchange

VISA - US - Business

Business Level II

1.90% - 2.25% + $0.10

Interchange

VISA - US - Business

Business Product 2

1.90% - 2.25% + $0.10

Interchange

VISA - US - Business

Business Product 1

2.65% - 3.00% + $0.10

Interchange

VISA - US - Business

Consumer Bill Payment Service, Business Credit

2.65% - 3.00% + $0.10

Interchange

VISA - US - Business

Business Travel

2.35% + 2.70% + $0.10

Interchange

VISA - US - Business

Business Non-Qualified

3.15% + $0.20

Interchange

VISA - US - Business

Business Utility Program

$1.50

Interchange

VISA - US - Business

Business Debit, Card Present

1.70% + $0.10

Interchange

VISA - US - Business

Business Debit, Card Not Present

2.45% + $0.10

Interchange

VISA - US - Business

Consumer Bill Payment Service, Business Debit

2.45% + $0.10

Interchange

VISA - US - Business

Business Debit, Non-Qualified

2.95% + $0.10

Interchange

VISA - US - Business

Business Utility Program, Recurring Bill Payment

$0.75

Interchange

VISA - US - Business

Business Utility Program, Card Not Present Only

$1.50

Interchange

Visa US Other Transactions

Passenger Transport Service Category-Credit

2.33%

Interchange

Visa US Other Transactions

Non-Passenger Transport-Consumer Credit

1.76%

Interchange

Visa US Other Transactions

Non-Passenger Transport-Corporate and Business Card

2.35%

Interchange

Visa US Other Transactions

Mail/Phone Order and eCommerce Merchants-Consumer Credit

2.05%

Interchange

Visa US Other Transactions

Credit Voucher-Debit

0.00%

Interchange

Visa US Other Transactions

Non-Passenger Transport-Non GSA Purchasing $0 - $10,000

2.40%

Interchange

Visa US Other Transactions

Non-Passenger Transport-Non GSA Purchasing $10,000.01 - $25,000

2.30%

Interchange

Visa US Other Transactions

Non-Passenger Transport-Non GSA Purchasing $25,000.01 - $100,000

2.20%

Interchange

Visa US Other Transactions

Non-Passenger Transport-Non GSA Purchasing $100,000.01 - $500,000

2.00%

Interchange

Visa US Other Transactions

Non-Passenger Transport-Non GSA Purchasing $500,000.01 +

1.80%

Interchange

Visa US Other Transactions

Non-Passenger Transport-GSA Purchasing $0 - $10,000

2.35%

Interchange

Visa US Other Transactions

Non-Passenger Transport-GSA Purchasing $10,000.01 - $25,000

2.15%

Interchange

Visa US Other Transactions

Non-Passenger Transport-GSA Purchasing $25,000.01 - $100,000

2.00%

Interchange

Visa US Other Transactions

Non-Passenger Transport-GSA Purchasing $100,000.01 +

1.80%

Interchange

Visa US Other Transactions

Visa Prepaid Load Network Interchange Reimbursement Fee

$0.05

Interchange

Visa US Other Transactions

Visa Money Transfer Original Credit - Deferred (fees are paid by institution initiating transaction to recipient institution)

$0.015

Interchange

Visa US Other Transactions

Visa Money Transfer Original Credit (fees are paid by institution initiating transaction to recipient institution)

$0.10

Interchange

Visa US Other Transactions

ATM Cash Disbursement Reimbursement Fee-Level 1

$0.30

Interchange

Visa US Other Transactions

ATM Cash Disbursement Reimbursement Fee-Level 2

$0.35

Interchange

Visa US Other Transactions

ATM Cash Disbursement Reimbursement Fee-Level 3

$0.45

Interchange

Visa US Other Transactions

ATM Cash Disbursement Reimbursement Fee-Level 4

$0.60

Interchange

Visa US Other Transactions

ATM Plus Alliance Cash Disbursement Reimbursement Fee

0.35% + $0.55 (max. $3.00)

Interchange

Visa US Other Transactions

Manual Cash Disbursement Reimbursement Fee - Surcharged

$0.60

Interchange

Visa US Other Transactions

Manual Cash Disbursement Reimbursement Fee - No Surcharge

0.35% + $0.55 (max. $3.00)

Interchange

Visa US Other Transactions

Manual Cash Disbursement Reimbursement Fee - Prepaid Consumer Government and Payroll

$2.00

Interchange

Visa US Other Transactions

Manual Cash Disbursement Reimbursement Fee - Default

$2.00

Interchange

Visa US Other Transactions

ATM Decline Fee-Level 1

$0.20

Interchange

Visa US Other Transactions

ATM Decline Fee-Level 2

$0.25

Interchange

Visa US Other Transactions

ATM Decline Fee-Level 3

$0.25

Interchange

Visa US Other Transactions

ATM Decline Fee-Level 4

$0.30

Interchange

Visa US Other Transactions

ATM Balance Inquiry Fee-Level 1

$0.20

Interchange

Visa US Other Transactions

ATM Balance Inquiry Fee-Level 2

$0.25

Interchange

Visa US Other Transactions

ATM Balance Inquiry Fee-Level 3

$0.25

Interchange

Visa US Other Transactions

ATM Balance Inquiry Fee-Level 4

$0.30

Interchange

Visa US Other Transactions

ATM Funds Transfer Fee-Level 1

$0.20

Interchange

Visa US Other Transactions

ATM Funds Transfer Fee-Level 2

$0.25

Interchange

Visa US Other Transactions

ATM Funds Transfer Fee-Level 3

$0.25

Interchange

Visa US Other Transactions

ATM Funds Transfer Fee-Level 4

$0.30

Interchange

Visa US Other Transactions

ATM Mini Statement Fee

$0.30

Interchange

Visa US Other Transactions

ATM PIN Block / Change

$0.60

Interchange

Visa US Other Transactions

ATM Cash-In Deposit Fee

$0.85 + 0.35% (max. $5.00)

Interchange

Visa US Other Transactions

ATM Shared Deposit Fee

$2.50

Interchange

Visa US Other Transactions

Plus Alternative Media Fee (paid by acquirer)

$0.10

For more details, check VISA USA Interchange Reimbursement Fees.

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As commerce shifts from clicks to agents, your infrastructure must be protocol-agnostic. IXOPAY acts as the neutral trust layer, orchestrating identity and value across the fragmenting landscape of AI agent protocols.