Key Benefits
Reduce Fraud
Using risk-based authentication, 3DS analyzes transaction data in real time to identify and block suspicious activity before payment approval.
Streamlined Compliance
Meet global security standards like PSD2 Strong Customer Authentication while reducing fraud risk.
Shift Liability
Cardholders register their data with their issuing bank, so the issuer assumes fraud risk and liability, not merchants.
Remove Friction
Remove friction from the checkout process without the need for additional cardholder inputs.
How it Works
3D-Secure (3DS) authenticates cardholder identities in real-time using 150+ data points, reducing fraud and chargebacks. Low-risk transactions can be approved seamlessly, while high-risk transactions trigger additional authentication, such as biometrics or one-time passcodes.
What You Get
Real-Time Authentication
Analyze transaction data instantly, determining risk by assessing factors like device information, location, and spending patterns. With faster checkouts and improved customer experiences, businesses experience fewer abandoned shopping carts and more sales.
Cross-Device Compatibility
Designed for seamless transaction experiences across browsers and mobile devices, including in-app and digital wallet transactions with authentication via one-time passcodes, push notifications, or biometrics.
