MCP Server

The IXOPAY MCP Server enables authorized AI assistants to securely perform supported payment and tokenization tasks through the Model Context Protocol. It acts as a governed access layer between the AI assistant and IXOPAY’s payment capabilities.

The Model Context Protocol, or MCP, is an open standard that allows AI applications to connect with external tools and data sources through a consistent framework. The IXOPAY MCP Server applies this framework to governed payment and tokenization workflows.

No. API keys and other sensitive credentials remain isolated on the server and are not exposed to the AI client.

No. Every request is evaluated against the authorizing user’s existing permissions, authorized vaults, and available capabilities. The AI assistant cannot gain broader access than the user who authorized it.

Approved AI assistants can use 18 supported tools spanning tokenization and payment-data workflows. These include universal tokenization, card intelligence, account updater, device tokenization, fraud-related capabilities, and other supported operations.

Yes. Actions can be traced through authorization controls, correlation identifiers, and audit logs. This allows activity to be connected to the user who authorized it and reviewed by security, compliance, and operations teams.

The MCP Server is designed to support approved MCP-compatible AI clients. This gives merchants the flexibility to adopt different AI tools without rebuilding the connection to IXOPAY for every provider.

No. The MCP Server respects existing authorization controls. It provides AI-assisted access to capabilities the user already has permission to use; it does not grant new permissions.

Development teams can use it to accelerate integrations and reduce manual scripting. Payment operations teams can automate repetitive workflows, while security and compliance teams can audit tokenization practices and retain oversight of how AI tools interact with sensitive payment capabilities.

Direct connections can expose credentials, create inconsistent permission controls, and make AI activity harder to monitor. The IXOPAY MCP Server introduces a governed policy layer that verifies authorization, protects credentials, scopes access, and records AI-initiated actions.