IXO AI
<Your payments data. Expert answers.>
IXO AI is the command center for IXO One and the AI payments expert working alongside your team, connected to all your payments data. It already knows your transactions, fees, chargebacks, and performance, spots what has changed, and quantifies its impact. It tells you what to do next so you can save time, control costs, and protect revenue.
How it works
IXO AI takes data from your PSPs, orchestration and tokenization, and normalizes it into one payment model. When you ask a question, it picks the purpose-built tool to answer it: a KPI lookup, a transaction search, an anomaly check or a forecast. Every answer comes from your data, with the relevant context.
Discover: Ask questions in plain language, or let IXO AI flag anomalies and run scheduled checks. Explain: IXO AI traces the change to the PSP, issuer, BIN range, market or method, and sizes the cost. Act: IXO AI recommends where to focus first, so you know exactly what change to make in your PSP or routing setup. Monitor and adapt: IXO AI keeps watching the same metrics and flags any new shift.

Key benefits
Catch issues before they cost you
Machine learning flags unusual moves in approvals, costs and disputes, and explains why. You hear about it before it hits revenue.
Get answers in seconds, not days
Anyone on the team can ask, without waiting on analytics or BI. Faster answers mean faster decisions.
Win back approvals and cut costs
Find the declines worth recovering and the fee increases buried in settlement files. Every finding comes with its cost attached.
Give your team time back
Reporting that took hours runs on its own. Your team spends its time deciding, not building spreadsheets.

