Data Protection
<Protect data. Keep business moving.>
Your business needs personal information to serve customers, support employees, and run essential processes. Keeping copies of that information across systems creates more places where it can be exposed. IXOPAY helps you replace sensitive data, such as Social Security numbers, birthdates, and health identifiers, with tokens. Keep original values in a secure vault and use token references in your applications and workflows.
Less exposure. More control.
Protect more than payments
Extend tokenization to the personal information and structured data your business handles every day.
Reduce sensitive data exposure
Store tokens in place of original values to limit the sensitive information exposed if a system is compromised.
Keep essential workflows running
Use token references internally and securely retrieve or forward original information when an authorized process needs it.
Catch issues early
Machine learning flags what moves outside normal. Alerts reach your team in-platform, by email or in Slack.
Tokenization & Card Lifecycle
Protect the details people trust you to keep private.
Tokenize personal data fields to reduce the need to store original values throughout your business systems.
• Protect Social Security, passport, and driver’s license numbers
• Tokenize birthdates, addresses, email addresses, and phone numbers
• Replace sensitive fields in customer and employee records with token references
Limit exposure to sensitive health information.
Apply tokenization to health identifiers and other supported structured fields used in healthcare workflows.
• Replace health ID numbers with tokens
• Keep original values in a secure environment separate from internal applications
• Retrieve underlying information when an authorized workflow requires it
Protect information as it moves between systems.
Collect sensitive information directly into IXOPAY and exchange it with approved destinations using token references.
• Capture data through hosted fields, mobile integrations, or APIs
• Tokenize existing records through API and batch processes
• Forward original values to third-party API endpoints without bringing them back into your application
Protect sensitive data with independently assessed security controls.
IXOPAY combines recognized security standards, documented controls, and ongoing testing to safeguard your information.
• ISO/IEC 27001:2022 certification and SOC 2 and SOC 3 reports
• PCI DSS Level 1 service provider with platform Attestations of Compliance
• Encryption in transit and at rest, regular vulnerability assessments, and third-party penetration testing
Connect payment activity across different tokens and channels.
Use a non-sensitive reference to link transactions associated with the same card account, even when different payment tokens are used.
• Build a clearer view of card-account activity across channels
• Support loyalty and customer insights without using raw card numbers
• Add context to help detect multi-account and promotional fraud
Protect in-person payments from the moment the card is read.
Encrypt card data at supported payment devices and keep it protected until it reaches IXOPAY’s secure decryption environment.
• Reduce PCI scope with a PCI-validated P2PE solution
• Preserve processor choice for your in-person payment setup
• Receive Universal Tokens to connect in-person and online payment data
How it works
1. Collect and tokenize
Send supported sensitive fields to IXOPAY, where original values are securely vaulted and replaced with tokens.
2. Store the reference
Use the returned tokens in your internal systems instead of retaining the original sensitive values.
3. Access when needed
Use authorized detokenization or secure forwarding to provide original information to the process that needs it.
A foundation for fluid commerce
Extend secure payment credentials across today’s channels and emerging experiences, with Universal Tokens that can preserve agent identity, customer consent, and purchase intent.
